Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

75 Mallory Oak Dr, Franklinton, NC 27525

House Description

Spectacular Ranch home in Clearwater Creek. This meticulously cared-for property features a light and bright open-concept floor plan that seamlessly integrates the kitchen, family room (5.1 surround sound, Internet and HDMI TV access), and dining area. The kitchen is a particular highlight, offering high-end quartz countertops along with ample cabinet and counter space for all your storage needs. The home includes a spacious primary bedroom with a luxurious ensuite bathroom, complemented by beautiful secondary bedrooms. Electric shades in Family Room, Breakfast Room, and Primary Bedroom, Laundry Room with quartz counter tops and additional storage cabinets. Additionally, the garage has been professionally finished with high-quality flooring, mini-split AC, and high end storage cabinetry. Outside, you will find a lush backyard that backs to a wooded buffer, providing excellent privacy. This is a truly exceptional home that you won't want to miss.

Highlights

Listed by Judy Hagopian Edwards , 919-522-8846 Pink Pineapple Realty LLC , 919-522-8846. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.25

HOA Fee

880 Annually

Year Built

2020

County

Franklin

Neighborhood

Clearwater Creek

Listing ID

10177178

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Electric Oven, Dishwasher, Disposal, Dryer, Free-Standing Refrigerator, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air,Ductless,Heat Pump

Fireplaces:Family Room

Floor:Carpet,Ceramic Tile,Vinyl,Terrazzo,Wood

Above Ground Sq Ft:1855

Below Ground Sq Ft:0

Other:Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,190

Taxes

$166

HOA

$880

Home Price

$425,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$85,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,190.11

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,190.11	$165.76	$880.00	$3,235.88
Yearly	$26,281.35	$1,989.17	$10,560.00	$38,830.52
Total	$788,440.50	$59,675.10	$316,800.00	$1,164,915.60