Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

132 Hilltop Dr, Four Oaks, NC 27524

House Description

Motivated Sellers!!! THIS HOME COMES WITH A HOME WARRANTY! Qualified buyers may receive up to $15,000 toward closing costs, etc. with preferred lender. Call for details! Welcome to this beautiful home situated on .69 acre in a quiet, well established neighborhood. This 3 bed, 2 bath home features a split floorplan, a new roof (2025) partial fence replacement (2025) a fresh coat of paint throughout the home (2026), new flooring in the living room (2026) and brand new carpet in the secondary bedrooms(2026). Enjoy a private fenced in backyard, offering plenty of space for entertaining or relaxing. The wooded area behind the property is environmentally protected and cannot be developed! While this home offers a country lifestyle, it is also just minutes from shopping, dining and entertainment! Convenient to I40 and I 95 as well as Hwy 70.

Highlights

Listed by Dorothy D Greco , 919-961-5234 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.69

Year Built

2001

County

Johnston

Neighborhood

The Highlands

Listing ID

10165940

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Range, Free-Standing Electric Range

Air Cond:Central Air,Electric

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1170

Below Ground Sq Ft:0

Other:Master Downstairs

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,443

Taxes

$149

Home Price

$280,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$56,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,442.90

Principal

Taxes