Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4656 Ritson Ln, Fayetteville, NC 28306

House Description

Looking fora 4 bedrooms, 2.5 bath home located in the highly sought-after JACK BRITT SCHOOL district? Look no more! This spacious home features a formal dining with coffered ceiling, an open kitchen with an island perfect for entertaining, and a functional layout designed for comfortable living. All bedrooms are upstairs. It also offers easy access to I-295 for convenient commute to Fort Bragg. Enjoy just being minutes away from shopping, dining and everyday conveniences, to include the soon-to-open Target and Publix nearby. A perfect blend of location, space and comfortable living. Seller is offering $5,000 towards buyer's closing cost. The house interior walls will also be repainted and carpets will be replaced once tenants move out or seller can provide allowance for buyer to use after closing. What are you waiting for? Schedule your showing now and meet your new home. **it is currently tenant occupied lease ends July 31, 2026** Pictures posted was taken before tenants moved in.

Highlights

Listed by ERVEN TSAO , 619-964-5066 and LORI ALBERTSON , 253-495-8274 ON POINT REALTY , 910-500-3600. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.27

HOA Fee

240 Annually

Year Built

2018

County

Cumberland

Neighborhood

Peartree West

Listing ID

LP762091

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave, Range

Air Cond:Central Air,Electric

Fireplaces:Gas Log

Floor:Hardwood,Tile,Vinyl

Other:Ceiling Fan(s),Entrance Foyer,Granite Counters,Kitchen Island,Separate Shower,Tray Ceiling(s),Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$1,886

Taxes

$233

HOA

$240

Home Price

$365,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$73,180

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,885.56

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,885.56	$233.26	$240.00	$2,358.82
Yearly	$22,626.70	$2,799.13	$2,880.00	$28,305.83
Total	$678,800.89	$83,974.05	$86,400.00	$849,174.94

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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