Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

325 Hay St Unit 207, Fayetteville, NC 28301

House Description

Beautiful executive one bedroom condo located in the heart of downtown Fayetteville. Large open living area, with lots of windows and sunlight. This is a corner unit overlooking Hay Street and the Arts Council. Home has been freshly painted to include ceilings, doors and trim. It features two covered balconies, granite counter tops, stainless appliances. the master bath has double vanities and large tile shower. The HOA dues include the unit's water and sewer, one reserved parking spot close to the building , garbage pick up, 24/7 use of the gym, all exterior maintenance and building insurance, elevator and common area maintenance. This unit has been priced way below its market value for a immediate sale. The building has very good security , requires fob to activate the exterior door and elevator. Per the restrictive covenants, the building does not allow smoking in the interior of the building. Pets are allowed (2) but there is a weight limit. Walking distances to restaurants, hair salons, bookstore, shopping, library, Segra Stadium, Festival Park, churches, movie theater, coffee shop, and much more.

Highlights

Listed by THE PENNINK TEAMS POWERED BY COLDWELL BANKER ADVANTAGE , 910-391-0117 and TIFFANY PENNINK , 910-827-1049 COLDWELL BANKER ADVANTAGE - FAYETTEVILLE , 910-483-5353. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

HOA Fee

313.47 Monthly

Year Built

2007

County

Cumberland

Listing ID

LP766450

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:1
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

Air Cond:Central Air,Electric

Fireplaces:

Floor:Hardwood,Vinyl,Tile

Other:Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,Open Floorplan,Walk-In Closet(s),Walk-In Shower

Payment Calculator

Payment Breakdown

Principal Interest

$1,178

Taxes

$146

HOA

$313

Home Price

$228,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$45,700

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,177.51

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,177.51	$145.67	$313.47	$1,636.65
Yearly	$14,130.09	$1,748.02	$3,761.64	$19,639.76
Total	$423,902.71	$52,440.75	$112,849.20	$589,192.66