Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

403 W E St, Erwin, NC 28334

House Description

Charming Modernized early 1900's Bungalow in Historic Mill Village! Step into the perfect blend of historic character and modern comfort with this beautifully updated bungalow located in the heart of Mill Village. This inviting 2-bedroom 1.5 bath home has been thoughtfully renovated from top to bottom while preserving the timeless charm of its era. Inside you will find a bright, open layout featuring updated flooring, fresh finishes, and stainless-steel appliances. Outside, enjoy a fenced in pet area enclosed within a fenced backyard ideal for pets, gardening, or private outdoor entertaining. A dedicated storage building provides excellent space for tools, hobbies, or seasonal items. Situated in town, this property offers the convenience of nearby shops, eateries, parks, and community amenities, all within the charm of a historic mill village. Whether you're a first-time homebuyer, downsizing, or seeking a move-in-ready gem with vintage roots, this bungalow delivers both comfort and character. Located near Campbell University, shopping, dining, medical, schools, interstates, and more! The location and proximity to Campbell University and Fort Bragg also invite this property to be well suited for a short or mid term rental.

Highlights

Listed by Susan Annette Allen , 919-817-5365 Coldwell Banker Advantage-Smit , 919-300-0207. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

1925

County

Harnett

Neighborhood

Not in a Subdivision

Listing ID

10161309

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:1
▪ 1/2 Bathrooms:1

Appliances:Electric Range, Electric Water Heater, Refrigerator

Air Cond:Heat Pump

Fireplaces:

Floor:Vinyl

Above Ground Sq Ft:1280

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Quartz Counters

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,232

Taxes

$119

Home Price

$239,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$47,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,231.62

Principal

Taxes