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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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10522 Island Cir , Emerald Isle, NC 28594
$915,000
Est. Payment: $4,715.18/mo
3 Bed
2 Bath
2122 Sqft
Status: active | Days on site: 140
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Live in one of Emerald Isle's most coveted island neighborhoods — The Point, a beach lover's favorite. Located on desirable Island Circle, this meticulously maintained home offers thoughtful design, exceptional functionality, and relaxed coastal living at its finest. The main living level features an open-concept layout with inviting gathering spaces, a dedicated dining area, and seamless ''easy beach'' flow. The kitchen offers abundant counter space and storage throughout, perfect for entertaining or everyday living. Two primary suites provide flexible options for owners and guests. The main-level primary includes a spacious walk-in closet and a beautifully appointed en-suite bath with a walk-in tiled shower. Upstairs, a private office/bonus room offers a peaceful workspace with a peek view of Bear Island — an inspiring retreat to work or unwind. Two additional bedrooms feature generous closets and share a well-designed two-way bath, with one functioning as a secondary en-suite. Two large walk-in storage rooms add impressive organization and convenience. Ground-level highlights include a storage/garage area with toilet, hot and cold outdoor shower, outdoor utility sink, generous covered parking, and dry entry access. Built with quality and efficiency in mind: 2x6 insulated exterior walls, electric tankless water heater, insulation between floors, pull-down attic access with walk-through attic storage, and individual HVAC thermostat controls on each floor. Immaculate condition. Exceptional location. True island living.

Highlights

Listed by Sherry Stanley , 919-794-1866 Bluewater Real Estate - EI , 252-354-5921. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.35

Year Built

2020

County

Carteret

Neighborhood

Wyndtree

Listing ID

100554133

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Double Oven, Dishwasher, Tankless Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:LVT/LVP
Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Mud Room,Solid Surface,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Corner Lot,Fencing: None
Lot Dimensions:205x75x194x76
Garage Capacity:0
Zoning:R
Roof:Composition
Others:Outdoor Shower,Storm Doors,Thermal Doors
Parking Features:Gravel,Concrete
Principal Interest
$4,715
Taxes
$583

Home Price

$915,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$183,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,715.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,715.18 $583.31 $0.00 $5,298.50
Yearly $56,582.20 $6,999.75 $0.00 $63,581.95
Total $1,697,466.01 $209,992.50 $0.00 $1,907,458.51

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Emerald Isle, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T05:40:16.000Z

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