Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

9201 Coast Guard Road E-101, Emerald Isle, NC 28594

House Description

PEBBLE BEACH Oceanside condo with lots of amenities and a great location with close access to the bridge, Just off of Coast Guard Road. Offering 3 bedrooms, this fully furnished, first floor unit is an ideal second home, primary home or vacation retreat! Great floor plan offering a spacious and open living, dining and kitchen area. The kitchen has newer quartz countertops (2025). There is a large screened porch to extend the living space; king bed master suite with private bath; bedroom 2 has a Queen bed and single trundle, and the 3rd bedroom has full and single bunk beds. There is a hall full bath, small decks off of the guest bedrooms to relax and enjoy the ocean breezes. Pebble Beach features include: 2 outdoor pools, an indoor pool, clubhouse, fitness equipment, beach access, tennis courts and a gated entrance. Enjoy this beach retreat as a primary or secondary home or your vacation rental. Currently offered on VRBO and Arbnb. Before the season's rentals start, you have the opportunity to view the interior in person. The exterior of this building was refurbished in 2024 with new siding, decking and stairs.

Highlights

Listed by Mary Catherine Thomas , 252-717-9119 Mary Catherine Thomas Real Estate , 252-717-9119. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

6098 Annually

Year Built

1983

County

Carteret

Neighborhood

Pebble Beach

Listing ID

100555120

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Vented Exhaust Fan, Electric Oven, Washer, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:Carpet,Vinyl

Basement:Crawl Space

Other:Master Downstairs,Solid Surface,Ceiling Fan(s),Furnished,Wet Bar,Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,576

Taxes

$319

HOA

$6,098

Home Price

$499,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.09	$318.69	$6,098.00	$8,992.77
Yearly	$30,913.05	$3,824.24	$73,176.00	$107,913.29
Total	$927,391.54	$114,727.05	$2,195,280.00	$3,237,398.59