Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

428 Holly St, Emerald Isle, NC 28594

House Description

GATED BEACH ACCESS WITH PARKING! Spacious Double Lot Home for Sale in Ocean Forest - 428 Holly Street, Emerald Isle, NC Experience coastal living on a rare double lot at this updated 3-bedroom, 3-bathroom home offering approximately 2,800 square feet of comfortable living space on 0.54 acres in the desirable Ocean Forest community along Emerald Isle's Crystal Coast. The standout double lot provides exceptional outdoor space, shaded by mature trees and complete with room for entertaining and family activities. Enjoy plenty of paved driveway parking, a 2-car attached garage with additional carport space, an outdoor shower, a storage shed, and a large screened-in porch featuring a relaxing hot tub--perfect for evening breezes and year-round enjoyment. Location perks make this property truly special: take a short walk to the public soundfront pier for fishing, kayaking, or simply enjoying serene waterfront views. For ocean days, gain convenient gated beach access with private parking and showers through the exclusive Ocean Forest HOA membership. IN THE HEART OF EMERALD ISLE! Restaurants, shopping, and all the best of Emerald Isle are just a quick stroll or golf cart ride away--ideal for both primary residences and vacation getaways on the Crystal Coast. Inside, the home offers versatile living with a game room complete with a pool table and brick fireplace, a flexible bonus room perfect for a home office or extra guests, a formal dining room, a welcoming kitchen, and a living area anchored by a second fireplace. Recent updates include new flooring, fresh paint throughout, updated lighting fixtures and ceiling fans (interior and exterior), a new oven, washer, dryer, hot water heater, HVAC, and a revamped irrigation and septic system. The roof was replaced in 2019, delivering modern comfort and peace of mind. If you're looking for an Emerald Isle home for sale on a spacious double lot with easy sound and gated beach access, this Crystal Coast property in Ocean Forest offers the perfect blend of privacy, convenience, and island lifestyle. Schedule your private tour of 428 Holly Street and see why this could be your next coastal oasis.

Highlights

Listed by Ryan Ayre , 252-241-4922 Landmark Sotheby's International Realty , 252-499-9465. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.54

Year Built

1978

County

Carteret

Neighborhood

Ocean Forest

Listing ID

100566494

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$4,509

Taxes

$558

Home Price

$875,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$175,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,509.06

Principal

Taxes