Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

101 Melaine Street ., Emerald Isle, NC 28594

House Description

Seller Offers $25,000.00 Towards Buyers Closing Costs Or Choice Of Enhancements. Ocean And Sound View Short Term Rental Investment Or Personal Home. 6 Bedroom 5 1/2 Bath With Over 4,400 HSF. Heated Salt Water Pool, Hot Tub And Sunning Area. Ground Floor Has Game Room With Vintage Foosball Table, Surfboard Table With Chairs, Kitchenette, Full Bath And Two Televisions For Gaming. Second Sleeping Floor Has 4 Bedrooms And Laundry, Third Floor Has Cooks Kitchen, Dining, Den, 1/2 Bath, Large Porch, Primary Bedroom With Walk In Closet And En-Suite Bath. Fourth Floor Primary Bedroom With Office And En-Suite Bath. More: Impact Glass On Oceanside. Tankless Recirculating Water Heater, Water Softener, Standing Seam 30 Year Metal Roof, Daikin Zoned Heating System, Presby Septic System 7'' European Oak Hardwoods, Multiple Locking Owners Closets, Fully Furnished. Home Currently In Rental Program With Sunday Showings Available Until Fall. Call For Your Showing Or To Make Your Offer.

Highlights

Listed by Beth G. Smith , 336-676-3565 Keller Williams Realty , 336-992-0200. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.33

Year Built

2023

County

Carteret

Neighborhood

Not In Subdivision

Listing ID

100574488

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:6
▪ Bathrooms:6
▪ Full Bathrooms:5
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Gas Oven, Built-In Microwave, Water Softener, Washer, Refrigerator, Dryer, Dishwasher, Tankless Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Wood

Other:Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Hot Tub,Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$15,073

Taxes

$1,865

Home Price

$2,925,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$585,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$15,073.13

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$15,073.13	$1,864.69	$0.00	$16,937.81
Yearly	$180,877.53	$22,376.25	$0.00	$203,253.78
Total	$5,426,325.78	$671,287.50	$0.00	$6,097,613.28