Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2306 Ocean Dr, Emerald Isle, NC 28594

House Description

This is a rare find in the desirable second-row Emerald Isle By The Sea community. This property has views of the ocean and sound. The property has easy access to the beach. The property has 6 bedrooms and 3 bathrooms with decks on each floor. One full bath is also a laundry room. The first floor has a great room with a fireplace and 3 bedrooms, 1 bath. The second level is a kitchen living room combination with a full bath for guest and a full bath in master bedroom. The first level has a two-car garage with storage areas. There is also a non-working full bath. The entire house needs renovation with painting, new carpet and most appliances. There is ample storage on the outside with 3 storage areas. New roof and Hardy Plank type siding and heat and air units were installed in 2018. Lot size is 75'X135, .232 acres. Offers are accepted for consideration

Highlights

Listed by Dennis Simpson , 252-269-1929 Al Williams Properties , 252-723-2974. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.23

Year Built

1984

County

Carteret

Neighborhood

Emerald Isle By The Sea

Listing ID

100590205

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:6
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Washer, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet

Basement:Finished,Interior Entry

Other:Ceiling Fan(s),Smart Thermostat

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$10,306

Taxes

$1,275

Home Price

$2,000,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$400,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$10,306.41

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$10,306.41	$1,275.00	$0.00	$11,581.41
Yearly	$123,676.94	$15,300.00	$0.00	$138,976.94
Total	$3,710,308.22	$459,000.00	$0.00	$4,169,308.22