Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1608 Ocean Dr, Emerald Isle, NC 28594

House Description

Perched on an elevated lot, this beautiful second-row home offers outstanding ocean views. Designed with a reverse floor plan, the spacious living and dining areas showcase the beauty of the coast through the large windows over looking the ocean, creating the perfect backdrop for relaxing. With 5 bedrooms, 6.5 baths, plus a versatile flex space, there's room for everyone. An elevator makes each level easily accessible and easy to bring your cooler from the kitchen to the beach. The Trex decking adds both style and durability and creates the perfect space to enjoy your morning coffee or evening glass of wine. Outside, a private in-ground pool and generous outdoor spaces make every day feel like vacation. Trips to the beach are easy just across the street. Store your beach gear in the garage and wash off in the outdoor shower. Lovingly cared for by its original owner and a proven vacation rental, this property shines with updates: new pool pump equipment (2024), hot water heater, elevator safety upgrade, Trex decking/stairs, high-end carpet in bedrooms (2023), plus three newer HVAC units (2021 & 2022). From sunrise on the decks to poolside afternoons and cozy evenings by the ocean, this home is a true coastal escape--ready to enjoy and built to last.

Highlights

Listed by Laina Collins , 910-330-5680 Emerald Isle Realty , 252-354-4060. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.23

Year Built

2005

County

Carteret

Neighborhood

Emerald Isle By The Sea

Listing ID

100531383

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:7
▪ Full Bathrooms:6
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Range, Ice Maker, Dryer, Dishwasher

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:Carpet,Tile,Wood

Other:Vaulted Ceiling(s),High Ceilings,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Reverse Floor Plan,Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$12,110

Taxes

$1,498

Home Price

$2,350,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$470,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$12,110.03

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$12,110.03	$1,498.13	$0.00	$13,608.16
Yearly	$145,320.41	$17,977.50	$0.00	$163,297.91
Total	$4,359,612.16	$539,325.00	$0.00	$4,898,937.16