Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4674 Joyner Rd, Elm City, NC 27822

House Description

Located just minutes from the Tar River Reservoir, this Builder's personal residence offers many upgrades & perks! Situated on 1.08 acres, this open-floor plan features 3 Bedrooms/3 Full Baths (Each Bedroom has its own Ensuite Bath & Walk-In Closet), & 2 Half Baths. Formal Dining Room. Office/Nursery/Study with a Closet. Some of the owners' favorites about this home include a relaxing screened porch overlooking the private backyard, large Family Room with rustic appeal, large Walk-In Pantry, Double ovens in the Kitchen, & spacious Bonus Room upstairs, Game Room, Trim detail throughout, & wonderful Storage with Built-in Shelving in the Walk-in Attic. This home is move-in ready with a brand new roof, new concrete drive, freshly painted interior, freshly painted exterior porches, new LVP flooring throughout first floor, new Kitchen appliances with the exception of the fridge, & new granite Kitchen countertops & tiled backsplash. New tiled shower and quartz countertop in primary bath. New tiled shower in full bath upstairs. Both HVAC units & water heater are less than 5 years old. Other features include a Private Well used only for the Irrigation System in the front yard & part of the back yard. Insulated vinyl siding; wrought iron rails in front, 2-car attached garage, wired detached workshop/storage building. County water. Home is located near public park on Joyner Road which features an all-abilities children's playground, baseball/softball/soccer fields, walking track, basketball courts, & picnic areas. Home is a quick commute to Wilson, Rocky Mount, Raleigh, Greenville, and I-95. No city taxes!

Highlights

Listed by Sandra Pope , 252-813-6428 Sandra Pope Realty , 252-813-6428. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.08

Year Built

2004

County

Nash

Neighborhood

Not In Subdivision

Listing ID

100583845

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:2

Appliances:Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Double Oven, Dishwasher

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Vinyl

Basement:Crawl Space

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Solid Surface,Whirlpool,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Other:County Water

Exterior Features

Lot:Landscaped,Rectangular Lot,Rural,Sprinklers in Front,Sprinklers in Rear,Fencing: Partial,Fencing: Back Yard,Fencing: Wood,Outside City Limits

Lot Dimensions:124.27 x 420.27 x 117.29 x 379.38

Garage Capacity:2

Zoning:RA-40

Roof:Architectural Shingle

Others:Irrigation System,Storm Doors

Parking Features:Garage Faces Side,Concrete,Garage Door Opener,On Site,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$3,496

Taxes

$433

Home Price

$678,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$135,700

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,496.45

Principal

Taxes