Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

194 Ingrams Mill Rd, Ellerbe, NC 28338

House Description

Charming Waterfront Retreat on the Pee Dee River! Escape to your own private riverfront getaway overlooking beautiful Grassy Island on the scenic Pee Dee River. This charming cabin offers breathtaking water views, peaceful surroundings, and a spacious observation deck perfect for enjoying morning coffee, summer breezes, spectacular sunsets, and vibrant fall colors. Currently used as a vacation retreat, this property also offers excellent potential for year-round living. With a septic permit already approved for two bedrooms, there is room to expand and create your ideal waterfront home. Boating enthusiasts will appreciate the nearby Mountain Creek Boat Landing, providing quick and convenient access to the river without the hassle of long drives. The property includes a range, dishwasher, and washer/dryer, making it move-in ready for weekend escapes or future full-time living. Whether you're looking for a relaxing retreat, a fishing cabin, or a unique waterfront residence, this rare Pee Dee River property offers endless possibilities.

Highlights

Listed by Benjamin A White , 910-603-0691 Benjamin White , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.31

Year Built

2013

County

Richmond

Neighborhood

Other

Listing ID

100579657

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,288

Taxes

$159

Home Price

$250,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$50,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,288.30

Principal

Taxes