Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

112 Mining Ridge Church Rd, Elkin, NC 28621

House Description

Move-in ready 2021-built home in Elkin, NC! This well-maintained property sits on approximately 2+/- acres and offers an ideal blend of space, comfort, and convenience. Enjoy the open layout that seamlessly connects the living, dining, and kitchen areas, creating the perfect setting for both everyday living and entertaining. The kitchen also features a pantry for additional storage and functionality. Generously sized bedrooms can be found throughout the home, including a spacious primary suite complete with a walk-in closet and a large private bathroom designed for comfort and convenience. Step outside and enjoy the expansive backyard and back deck, perfect for grilling, entertaining guests, or simply relaxing and taking in the peaceful surroundings. Conveniently located with close proximity to town and everyday amenities, this property offers the privacy of country living without sacrificing convenience. This home truly has it all and is ready for its next owners!

Highlights

Listed by Parker Ward , 336-830-1255 Ward & Ward Properties, LLC , 336-667-1719. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

Year Built

2021

County

Wilkes

Neighborhood

Mining Wine Farm

Listing ID

1224628

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Refrigerator, Dishwasher, Range Hood, Electric Water Heater

Air Cond:Heat Pump

Fireplaces:

Floor:See Remarks

Basement:Crawl Space

Other:Ceiling Fan(s),Dead Bolt(s),Soaking Tub,Kitchen Island,Pantry,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,700

Taxes

$210

Home Price

$329,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$65,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,700.04

Principal

Taxes