Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

503 Spinnaker St , Elizabeth City, NC 27909
$514,900
Est. Payment: $1,144.22/mo
4 Bed
3 Bath
2830 Sqft
Status: Active | Days on site: 6
Get Pre-Qualified
547001218 - 842054335
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Welcome to Tooley Harbor, where small-town charm meets modern comfort along the banks of the Elizabeth River. Tucked away on a quiet cul-de-sac and sitting on a full half acre, this 2022-built Belhaven floor plan gives you all the benefits of new construction without the wait. From the moment you arrive, you'll notice the details that set this home apart. Inside, you'll find 4 bedrooms, 3 full baths, a downstairs office with elegant double doors, and a versatile flex room (or FROG) that adapts to however you live, whether that's extra living space, a playroom, or guest retreat. Luxury vinyl plank flooring runs throughout, giving the home a clean, cohesive feel that's as durable as it is beautiful. The heart of the home is an oversized living room that flows seamlessly into an open concept kitchen and dining area, complete with a large island made for entertaining. Step out back to a patio perfect for grilling and gathering, with plenty of room to spread out on your private half acre lot, which backs directly to River Road Middle School and its sports fields. Retreat to the primary suite, where a free-standing soaking tub, custom tiled shower, and dual vanities create a spa-like escape at the end of the day. A dedicated laundry room with sink adds everyday convenience, while a massive walk-on attic on both sides of the home offers storage most buyers only dream of. The oversized garage comes equipped with a smart opener for effortless access. Life in Tooley Harbor means more than just a beautiful house. This growing riverside community offers a boat ramp for easy access to fishing and days on the water, all just minutes from downtown Elizabeth City, the Coast Guard bases, and a growing lineup of local shopping and dining. Add in the rich history that makes this part of Coastal North Carolina so special, and you have a location that's hard to beat. New construction pricing without the new construction wait. This one won't last.

Highlights

Listed by Russell Bryant , 757-744-3456 Thrive Realty , 757-744-3456.

Property Type

Residential

Lot/Acreage
0.52

HOA Fee

420 Annually

Year Built

2022

County

Pasquotank

Neighborhood

Tooley Harbor

Listing ID

100602455

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Built-In Microwave, Refrigerator, Dishwasher
Air Cond:Central Air,Zoned,Ceiling Fan(s),Heat Pump
Fireplaces:
Floor:LVT/LVP,Carpet
Other:
  • Additional:Master Downstairs, Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Entrance Foyer, Mud Room, Solid Surface, Kitchen Island, Pantry, Walk-in Shower, Smart Thermostat, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Cul-De-Sac,Interior Lot,Level,Water Access Comm,Fencing: None
Lot Dimensions:85x173x214x167
Garage Capacity:4
Zoning:R-15
Roof:Architectural Shingle,Composition
Parking Features:Garage Faces Front,Concrete,Garage Door Opener,Lighted,Off Street,Has Garage

Open House

Upcoming Open Houses
Saturday 10:00 am - 12:00 pm Sep 19
Principal Interest
$1,144
Taxes
$328
HOA
$420

Home Price

$514,900

Loan Details

30 yrs
%

Down Payment

20%
$102,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,144.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,144.22 $328.25 $420.00 $1,892.47
Yearly $13,730.67 $3,938.99 $5,040.00 $22,709.65
Total $411,920.00 $118,169.55 $151,200.00 $681,289.55

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Elizabeth City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.