Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

128 Spoonbill Loop, Elizabeth City, NC 27909

House Description

Welcome to easy, low-maintenance living in the sought-after Pelican Pointe community! This beautifully maintained 2-bedroom, 2-bath home, built just five years ago, offers the perfect blend of comfort, convenience, and coastal lifestyle. Designed for effortless living, this home features an open and inviting floor plan with modern finishes, spacious bedrooms, and minimal exterior upkeep so you can spend more time enjoying everything the community has to offer. Located within the city limits of Elizabeth City, Pelican Pointe is a water-access community situated along the scenic Pasquotank River. Residents enjoy an impressive array of amenities including a community boat ramp, swimming pool, clubhouse, parks, playgrounds, basketball courts, tennis courts, and open recreational areas. Whether you're launching the boat for a day on the water, enjoying a swim, or gathering with neighbors at the clubhouse, there's always something to enjoy. Just minutes from downtown Elizabeth City, shopping, dining, medical facilities, and the Coast Guard Base, this home offers the ideal combination of relaxed coastal living and everyday convenience. Move-in ready and designed for easy living--this is the lifestyle you've been looking for!

Highlights

Listed by Heather Whistler , 252-339-2717 and Stacey Williams , 252-333-9394 United Country Forbes Realty & Auctions LLC , 252-426-1380. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.04

HOA Fee

1848 Annually

Year Built

2021

County

Pasquotank

Neighborhood

Pelican Pointe Village

Listing ID

100578521

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Tankless Water Heater, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:Vinyl,Wood

Other:Walk-in Closet(s),Vaulted Ceiling(s),Ceiling Fan(s),Pantry,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,597

Taxes

$198

HOA

$1,848

Home Price

$310,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$62,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,597.49

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,597.49	$197.63	$1,848.00	$3,643.12
Yearly	$19,169.93	$2,371.50	$22,176.00	$43,717.43
Total	$575,097.77	$71,145.00	$665,280.00	$1,311,522.77