Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1820 Providence Rd, Elizabeth City, NC 27909

House Description

NEW HVAC COMING SOON to this charming, updated, and well maintained Elizabeth City gem. Features include original hardwood floors, a spacious living room with cozy fireplace, remodeled eat-in kitchen with pantry, additional living/flex space, and a large separate laundry room with deep sink (not included in primary heated square footage). Washer and gas dryer convey. Additional upgrades include a Rinnai tankless gas water heater, custom energy-efficient windows with transferable warranty, and automatic garage door opener. Ring doorbell conveys. The primary suite features an updated en-suite bath (2021) with walk-in tiled shower, new vanity, updated fixtures, and whisper-quiet exhaust fan. Situated on a corner lot, the property offers a spacious fenced backyard with screened porch, patio- great for entertaining!, and a workshop/shed with electricity. Major updates include kitchen remodel (2019), new roof (2020), and sealed crawlspace with dehumidifier and pump installed. Conveniently located near shopping, restaurants, theater, new hospital, downtown waterfront, US Coast Guard Base, and offers an easy commute to Virginia. Price reflects a new hvac unit to be installed. One-year HSA Home Warranty included!

Highlights

Listed by Sherri Bonds , 804-596-9667 Howard Hanna WEW/EC , 252-338-7653. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.32

Year Built

1968

County

Pasquotank

Neighborhood

Oxford Heights

Listing ID

100576528

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, See Remarks, Washer, Self Cleaning Oven, Refrigerator, Humidifier, Dryer, Dishwasher, Tankless Water Heater, Electric Range, Sump Pump

Air Cond:Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Tile,Vinyl,Wood

Other:Master Downstairs,Bookcases,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log

Other:Public

Exterior Features

Lot:Dead End,Level,Corner Lot,Landscaped,Fencing: Full,Fencing: Chain Link,Fencing: Back Yard

Lot Dimensions:0.32

Garage Capacity:1

Zoning:R-10

Roof:Architectural Shingle,Shingle,Composition

Others:DP50 Windows,Garden,Storm Doors

Parking Features:Workshop in Garage,Garage Faces Front,Attached,Concrete,Garage Door Opener,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$1,608

Taxes

$199

Home Price

$312,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$62,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,607.80

Principal

Taxes