Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

409 Cedar St, Elizabeth City, NC 27909

House Description

Located in Elizabeth City's Historic District, this Colonial Revival home offers approximately 1,710 square feet with 3 bedrooms and 1.5 bathrooms, blending historic character with numerous modern updates. Interior features include original hardwood floors, multiple fireplaces, a spacious foyer, walk-up attic with electricity for additional storage, mudroom, pantry, and an updated kitchen with LifeProof ceramic flooring. The renovated bathroom features a classic soaking tub, while smart home features include a touch/voice-activated kitchen faucet, video doorbell, wired security camera system, and integrated smart home connectivity. Recent improvements include new windows throughout much of the home, three new roofs (2025 & 2026), encapsulated crawl space with humidifier system, upstairs HVAC (2024), new front gutters, fresh interior paint, updated kitchen, and a fully fenced yard with three walk-through gates and a drive-through double gate. Appliances conveying include the washer, dryer, gas convection oven, dishwasher, microwave, refrigerator, and robotic lawn mower. Additional features include a tankless water heater, dual carport, 12' x 20' wired barn/workshop, additional storage shed, wraparound porch, mature landscaping with Japanese maple trees, flower gardens, and a licensed Little Free Library. The home also offers approximately 6,000 square feet of outdoor space and is conveniently located near downtown Elizabeth City, shopping, restaurants, and the waterfront.

Highlights

Listed by Amber Lee , 479-427-6666 and Natashia Heinrich , 252-340-0613 Opening Doors Realty , 479-427-6666. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.14

Year Built

1914

County

Pasquotank

Neighborhood

N/A

Listing ID

100584284

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:1
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Gas Oven, Washer, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Laminate,Wood

Other:Ceiling Fan(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,623

Taxes

$201

Home Price

$315,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$63,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,623.26

Principal

Taxes