Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

319 Ashwick Dr, Efland, NC 27243

House Description

Welcome home to this beautiful custom one-level home built in 2019 and situated on a desirable corner lot. Greeted by butterfly bushes and brand new exterior paint, the thoughtful details continue inside with a vaulted ceiling giving way to an open, light-filled floor plan. Offering three bedrooms plus a separate office or flex space AND a designated laundry/mud room, this home provides versatility and storage for everyday functionality. The spacious primary suite with a tray ceiling has been upgraded with a customized walk-in closet featuring built-in shelving and organization. Enjoy grilling or relaxing on the back deck which overlooks the flat backyard with garden beds and a seller-added privacy fence. A gas fireplace, granite countertops, stainless steel appliances, sealed crawlspace, and a tankless water heater are the just a few of the intentional extras for added efficiency and peace of mind. Perfectly located just minutes to Orange County schools, historic downtown Hillsborough, Mebane, and premium shopping at the Tanger Outlets!

Highlights

Listed by Mary Ivey Stewart , 919-841-7214 Berkshire Hathaway HomeService , 919-782-6641. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.32

HOA Fee

220 Annually

Year Built

2019

County

Orange

Neighborhood

Ashwick

Listing ID

10177454

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Stainless Steel Appliance(s), Tankless Water Heater

Air Cond:Central Air

Fireplaces:Living Room

Floor:Vinyl

Above Ground Sq Ft:1641

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Pantry,Master Downstairs,Recessed Lighting,Smooth Ceilings,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,061

Taxes

$271

HOA

$220

Home Price

$400,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$80,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,061.28

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,061.28	$271.33	$220.00	$2,552.61
Yearly	$24,735.39	$3,255.95	$2,640.00	$30,631.34
Total	$742,061.64	$97,678.50	$79,200.00	$918,940.14