Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

7 Cobbleridge Ct, Durham, NC 27713

House Description

This classic Woodcroft home offers all the best of Woodcroft! Inside you will find a timeless and flexible floor plan including a large living room complete with a fireplace, deck with access from sun room and living room and an attached 1-car garage with ample storage. Second story offers 4 bedrooms including a recently updated owner's suite (2025). Walk up unfinished attic space allows for future projects and is great storage. Located on a cul-de-sac and backing up to HOA woods creates a quiet and private back yard while still in close proximity to the Woodcroft Club (joined separately, 1.1 miles) and Woodcroft shopping center (1.6 miles). Woodcroft community boasts a well-established trail system and access to public transit in the neighborhood. New upstairs HVAC (2026), carpet (2026), Kitchen Flooring (2026) and paint throughout (2026). Laundry is located in garage however upstairs hall closet has hook-ups for laundry as well.

Highlights

Listed by Rebecca Barbee , 919-260-9107 Peak, Swirles & Cavallito , 919-419-1234. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.27

HOA Fee

380 Annually

Year Built

1985

County

Durham

Neighborhood

Woodcroft

Listing ID

10180487

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Cooktop, Dishwasher, Double Oven, Electric Range, Free-Standing Refrigerator, Ice Maker, Microwave, Oven, Refrigerator

Air Cond:Central Air,Multi Units

Fireplaces:Living Room

Floor:Carpet,Hardwood,Vinyl,Tile,Wood

Above Ground Sq Ft:2026

Below Ground Sq Ft:0

Other:Breakfast Bar,Built-in Features,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Recessed Lighting,Stone Counters,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,654

Taxes

$383

HOA

$380

Home Price

$515,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,653.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,653.90	$382.93	$380.00	$3,416.84
Yearly	$31,846.81	$4,595.21	$4,560.00	$41,002.02
Total	$955,404.37	$137,856.30	$136,800.00	$1,230,060.67