Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5246 Summit Ridge Dr, Durham, NC 27712

House Description

Set on two lots totaling 1.3 acres with panoramic views of the 15th hole of Umstead Pines Golf Course, this one of a kind modernist home offers a rare combination of privacy, architecture, and location with NO HOA. Designed to embrace natural light, the home features expansive windows, incredible design, and multiple indoor and outdoor spaces that showcase the surrounding landscape. The updated kitchen opens to the dining area and sunroom, while the spacious living room is centered around a beautiful wood-burning fireplace. The flexible floor plan includes four bedrooms and three full baths, offering room for guests, multi generational living, or a home office. A wraparound porch and multiple outdoor living areas provide the perfect place to relax and take in the nature and golf course views. Residents can enjoy the convenience of optional membership at Umstead Pines, which offers golf, swimming, tennis, dining, and social events, while the golf course itself is also open for public play. Just minutes from downtown Durham, Duke, and major highways, this is a truly exceptional property where modern design meets everyday living. Set on two lots totaling 1.3 acres with panoramic views of the 15th hole of Umstead Pines Golf Course, this one of a kind modernist home offers a rare combination of privacy, architecture, and location with NO HOA. Designed to embrace natural light, the home features expansive windows, incredible design, and multiple indoor and outdoor spaces that showcase the surrounding landscape. The updated kitchen opens to the dining area and sunroom, while the spacious living room is centered around a beautiful wood-burning fireplace. The flexible floor plan includes four bedrooms and three full baths, offering room for guests, multi generational living, or a home office. A wraparound porch and multiple outdoor living areas provide the perfect place to relax and take in the nature and golf course views. Residents can enjoy the convenience of optional membership at Umstead Pines, which offers golf, swimming, tennis, dining, and social events, while the golf course itself is also open for public play. Just minutes from downtown Durham, Duke, and major highways, this is a truly exceptional property where modern design meets everyday living.

Highlights

Listed by Sharon Hocker , 336-269-5109 Keller Williams Elite Realty , 984-244-5830. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.3

Year Built

1968

County

Durham

Neighborhood

Willowhaven

Listing ID

10180778

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Exhaust Fan, Gas Cooktop, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Basement,Fireplace Screen,Gas Log,Living Room,Wood Burning

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:1903

Below Ground Sq Ft:1284

Basement:Bath/Stubbed,Daylight,Exterior Entry,Finished,Heated,Interior Entry,Walk-Out Access

Other:Bathtub/Shower Combination,Cathedral Ceiling(s),Ceiling Fan(s),Dual Closets,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,In-Law Floorplan,Kitchen/Dining Room Combination,Pantry,Recessed Lighting,Separate Shower,Smooth Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Bonus Room

Other:Private,Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,350

Taxes

$361

Home Price

$650,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$130,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,349.58

Principal

Taxes