Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1054 Zelkova Ln, Chapel Hill, NC 27517

House Description

Introducing the Ryder Plan at Twinleaf Townes by Tri Pointe Homes -- a rare opportunity to own a modern luxury townhome in a prime location and personalize your interior design selections to your style and taste. This stunning 3-story Ryder plan at 1054 Zelkova Lane offers the perfect blend of style, flexibility, and convenience. The first floor features a spacious flex room ideal for a home office, additional living space, or workout space, complete with a full bath and walk-in shower. The heart of the home is the designer gourmet kitchen, showcasing sleek contemporary finishes and opening to a bright living space highlighted by a 43-inch linear fireplace. A dramatic 12' x 8' sliding glass door leads to your deck--perfect for relaxing evenings or entertaining friends. Location is everything, and this home delivers: • Just 0.5 miles to I-40 for easy commuting • 4 miles to University of North Carolina at Chapel Hill • 8 miles to Duke University • Minutes to Research Triangle Park and The Streets at Southpoint Live close to everything while enjoying the comfort and design of a brand-new luxury townhome. Photos are renderings or of a model home. Actual features and finishes may vary.

Highlights

Listed by Chris Carroll , 919-308-9316 and Gabriell Taylor , 919-520-5194 Tri Pointe Homes Inc , 919-736-6488. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.05

HOA Fee

160 Monthly

Year Built

2026

County

Durham

Neighborhood

Twinleaf Townes

Listing ID

10152730

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Disposal, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, Gas Cooktop, Microwave, Plumbed For Ice Maker, Range Hood, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan, Oven

Air Cond:Central Air,Electric,Zoned

Fireplaces:Electric,Great Room

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2317

Below Ground Sq Ft:0

Other:Dual Closets,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Walk-In Closet(s),Walk-In Shower,WaterSense Fixture(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,551

Taxes

$316

HOA

$160

Home Price

$494,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$98,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,550.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,550.79	$315.56	$160.00	$3,026.34
Yearly	$30,609.42	$3,786.67	$1,920.00	$36,316.10
Total	$918,282.73	$113,600.21	$57,600.00	$1,089,482.94