Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3013 Bay Foal Ln, Durham, NC 27703

House Description

Stunning Chadwick Floor Plan with Exceptional Features! Enjoy outdoor living on the screened porch and soak in natural light from the many large windows throughout. The entire first floor boasts elegant luxury vinyl plank flooring, while all bathrooms are finished with stylish tile. A spacious loft offers extra living or work-from-home space. Located in a beautifully maintained community with scenic walking trails around a serene pond, a saltwater pool, and abundant green spaces. High-speed internet is included in the HOA dues--perfect for today's connected lifestyle! Triple Crown offers a prime location near shopping, dining, and recreation, with Rolling View Marina just six miles away. Downtown Durham and several popular entertainment and outdoor destinations are also close by, while Research Triangle Park is only a 15-minute drive. The community is within walking distance of Durham Charter School, and major destinations including RDU Airport, RTP, Downtown Durham, and Brier Creek are all within 20 minutes or less. Plus, Falls Village Golf Course is conveniently located directly across the street. All photos, virtual tours and colors are for representation only, not of actual home for sale.

Highlights

Listed by Derrick Spencer , 919-337-9420 Lennar Carolinas LLC , 919-337-9420. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.1

HOA Fee

110 Monthly

Year Built

2026

County

Durham

Neighborhood

Triple Crown

Listing ID

10183127

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Electric Water Heater, Microwave, Range, Self Cleaning Oven

Air Cond:Central Air,Gas,Heat Pump,Zoned

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:1924

Below Ground Sq Ft:0

Other:Bathtub Only,Bathtub/Shower Combination,Entrance Foyer,High Ceilings,High Speed Internet,Living/Dining Room Combination,Quartz Counters,Shower Only,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,164

Taxes

$268

HOA

$110

Home Price

$419,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$83,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,164.29

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,164.29	$267.74	$110.00	$2,542.04
Yearly	$25,971.54	$3,212.92	$1,320.00	$30,504.46
Total	$779,146.18	$96,387.71	$39,600.00	$915,133.88