Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1041 Ringhill Bluff Dr, Durham, NC 27704

House Description

Spacious 2451 SF, quality-built KB Home in beautiful Timberleaf community. 2-car garage. Southern exposure, 5 bedrooms, & 3 full baths. Looking for a first floor bedroom and full bath? You found it! ENERGY STAR CERTIFIED home, which means improved energy efficiency, enhanced comfort, better indoor air quality, lower energy bills, and higher value. This many bedrooms offer options for office, recreational space, privacy. Kitchen has center island, stainless steel appliances, gas range, abundant storage, and Silestone quartz countertops. Open central living area consists of living room, dining, and kitchen. Covered porch in front, large 10.5' x 20' screened porch in back overlooking fenced yard. 9 ft ceilings on main floor. Ceiling fans throughout. Two walk-in closets, plenty of storage. Primary suite has expansive bathroom with separate shower and tub. Low maintenance exterior of fiber cement siding. Fridge & W&D convey. Walkable neighborhood. Timberleaf community even has its own frisbee golf course, walkable from this home! Connectivity (three fiber providers) and mobile service are strong in Timberleaf! Short commute to Duke Regional Hospital, Duke University, RTP, RDU, Falls Lake, and lively downtown Durham - including Durham Performing Arts Center, Durham Bulls Athletic Park, shopping, dining, and entertainment.

Highlights

Listed by Jeff Carroll , 919-418-1918 Howard Hanna Allen Tate Raleigh Glenwood , 919-719-2900. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.17

HOA Fee

166 Quarterly

Year Built

2022

County

Durham

Neighborhood

Timberleaf

Listing ID

10158855

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater

Air Cond:Central Air,Electric,Zoned

Fireplaces:

Floor:Carpet,Linoleum,Tile,Vinyl

Above Ground Sq Ft:2451

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,700

Taxes

$421

HOA

$166

Home Price

$524,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$104,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,700.28

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,700.28	$420.86	$166.00	$3,287.14
Yearly	$32,403.36	$5,050.34	$1,992.00	$39,445.70
Total	$972,100.75	$151,510.20	$59,760.00	$1,183,370.95