Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

605 Swift Creek Crossing, Durham, NC 27713

House Description

Stunning 4-bedroom, 3 full bathroom home located in the highly sought-after Hills at Southpoint community, loaded with upgrades and featuring a walk-out basement. The main level offers a bright, open floor plan with a dedicated office, spacious primary suite with a beautifully updated en suite showcasing custom tile work, plus an additional bedroom and full bathroom. A convenient laundry room is also located on the first floor. Enjoy morning coffee or evening relaxation on the gorgeous deck just off the breakfast nook. The finished basement expands your living space with a large secondary living area and a modified kitchen complete with microwave and refrigerator--ideal for guests or multi-generational living. This level also includes two additional bedrooms, a full bathroom, a workshop with potential to convert into another bedroom and bath, and abundant storage. Step outside to a covered patio for even more entertaining space. Additional highlights include a 3-car garage with epoxy flooring and built-in cabinets that convey. Perfectly situated just minutes from shopping, dining, and entertainment at Streets of Southpoint, with easy access to RDU Airport--this home truly has it all.

Highlights

Listed by Dana Wicker Cantrell , 919-721-1469 and Victoria M Dysthe , 919-656-5802 Coldwell Banker - HPW , 919-960-6300. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.29

HOA Fee

1000 Annually

Year Built

2018

County

Durham

Neighborhood

The Hills at Southpoint

Listing ID

10164353

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Cooktop, Dishwasher, Double Oven, Dryer, Free-Standing Refrigerator, Gas Cooktop, Ice Maker, Microwave, Oven, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Concrete,Hardwood,Vinyl,Tile,Wood

Above Ground Sq Ft:2355

Below Ground Sq Ft:1802

Basement:Concrete,Daylight,Exterior Entry,Finished,Full,Heated,Interior Entry,Partially Finished,Storage Space

Other:Breakfast Bar,Ceiling Fan(s),Chandelier,Crown Molding,Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Recessed Lighting,Smooth Ceilings,Stone Counters,Storage,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,767

Taxes

$725

HOA

$1,000

Home Price

$925,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$185,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,766.72

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,766.72	$725.29	$1,000.00	$6,492.00
Yearly	$57,200.59	$8,703.46	$12,000.00	$77,904.05
Total	$1,716,017.55	$261,103.80	$360,000.00	$2,337,121.35