Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

102 Settlers Mill Ln, Durham, NC 27713

House Description

Welcome to this beautifully updated 4-bedroom, 2.5-bath home with a 2-car garage — move-in ready and packed with quality upgrades throughout. The main level features rich oak hardwood floors, including professionally refinished flooring in the family room, while stainless steel appliances add a sleek, modern touch to the kitchen. An expansive sunroom, bathed in natural light from an abundance of windows, is an ideal retreat for unwinding or nurturing your favorite indoor plants. Brand new carpet on stairs and all throughout the upstairs provide plush comfort in every bedroom. The secondary bathroom has been refreshed with new luxury vinyl plank flooring, and new ceiling fans in both the family room and primary bedroom add year-round comfort. Thoughtful finishing touches — including upgraded brushed nickel door knobs and hinge hardware throughout — give the home a polished, cohesive feel. Outside, updated siding and fresh exterior paint deliver outstanding curb appeal from the moment you arrive. Ideally situated in a neighborhood with no HOA, this home offers an easy commute to RTP, Duke University, UNC-Chapel Hill, and their world-class medical centers, with Southpoint Mall just minutes away for all your shopping needs. 1 year home warranty included. Schedule your showing today before it's gone!

Highlights

Listed by Mike Griffith , 919-443-9114 eXp Realty, LLC - C , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.28

Year Built

1992

County

Durham

Neighborhood

Settlers Mill

Listing ID

10156936

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Free-Standing Gas Range, Free-Standing Range, Free-Standing Refrigerator, Gas Range, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer

Air Cond:Ceiling Fan(s),Electric,Multi Units

Fireplaces:Family Room,Gas Log

Floor:Carpet,Hardwood,Tile,Vinyl,Wood

Above Ground Sq Ft:3089

Below Ground Sq Ft:0

Other:Bookcases,Breakfast Bar,Ceiling Fan(s),Chandelier,Crown Molding,Dining L,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Laminate Counters,Open Floorplan,Pantry,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,963

Taxes

$465

Home Price

$575,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$115,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,963.09

Principal

Taxes