Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1707 Ruffin St, Durham, NC 27701

House Description

Life is easy on RUFFin Street. This single-story 1950s bungalow pairs classic hardwood floors with bright interiors and a clean, modern style, while the backyard steals the show. The large fenced yard is filled with mature greenery and offers plenty of space to garden, gather or unwind, while the detached garage provides excellent storage. Set on a quiet dead-end street just north of Trinity Park, the home is close to downtown, Ninth Street and Broad Street favorites, with quick access to I-85 and convenient proximity to Duke University and Duke University Health System. Nearby Ellerbe Creek trails lead south toward downtown and north toward the Museum of Life and Science and its shaded dog park. A peaceful little pocket with the best of Durham close at hand. Driveway is a shared driveway and is on the left as you are facing the house. (see shared driveway access easement and survey in MLS docs). Neighbor's driveway for 1709 Ruffin St encroaches (see survey and encroachment agreement in MLS docs).

Highlights

Listed by Shelby Bishop , 843-812-8114 and Elizabeth Barry , 919-407-0763 Inhabit Real Estate , 919-808-4549. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.22

Year Built

1955

County

Durham

Neighborhood

Not in a Subdivision

Listing ID

10183668

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dishwasher, Range, Refrigerator, Washer/Dryer

Air Cond:Central Air

Fireplaces:

Floor:Hardwood,Vinyl

Above Ground Sq Ft:764

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Pantry

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,340

Taxes

$274

Home Price

$260,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$52,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,339.83

Principal

Taxes