Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1101 Elmira Avenue A, Durham, NC 27707

House Description

Experience the best of Durham living in this stunning new construction home by S&S Luxury Homes, where modern design meets affordable luxury just minutes from vibrant Downtown Durham. Enjoy easy access to renowned restaurants, breweries, coffee shops, Duke University, RTP, DPAC, the Durham Bulls Athletic Park, and miles of greenways and outdoor recreation. Whether you're a professional seeking a convenient commute, a culture enthusiast drawn to Durham's thriving arts scene, or someone who loves an active lifestyle, this location puts it all within reach. Inside, thoughtfully designed living spaces feature engineered hardwood floors throughout, a functional open layout, and a gourmet kitchen showcasing quartz countertops, a natural gas cooktop, abundant workspace, and stylish finishes. Three levels of covered decks provide inviting outdoor living areas perfect for relaxing or entertaining. The versatile walk-out lower level offers exceptional flexibility with a wet bar, wine refrigerator, full bath, and private interior and exterior access—ideal for guests, multigenerational living, a home office, media room, or potential apartment-style suite. Additional highlights include three bedrooms, three full baths, one half bath, soaring 10-foot lower level ceilings, a gas-pack furnace, and a tankless water heater for energy-efficient comfort. Discover contemporary living designed for the way you live today in one of Durham's most desirable and dynamic locations.

Highlights

Listed by Stacey Delgado , 919-239-0364 Redfin Corporation , 919-816-5981. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.06

Year Built

2026

County

Durham

Neighborhood

Not in a Subdivision

Listing ID

10177327

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Bar Fridge, Dishwasher, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Wine Refrigerator

Air Cond:Central Air,Gas,Heat Pump

Fireplaces:

Floor:Tile,Wood

Above Ground Sq Ft:1195

Below Ground Sq Ft:560

Basement:Bath/Stubbed,Daylight,Exterior Entry,Finished,Full,Heated,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access

Other:Apartment/Suite,Bar,Bathtub/Shower Combination,Ceiling Fan(s),Chandelier,Double Vanity,High Ceilings,In-Law Floorplan,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Separate Shower,Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,Wet Bar

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,525

Taxes

$72

Home Price

$490,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$98,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,525.07

Principal

Taxes