Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1204 Nichols Creek Rd, Durham, NC 27703

House Description

Welcome to 1204 Nichols Creek, and find modern convenience & private backyard which is almost Flat, overlooking trees and nature, this house with 2489 SF has an amazing open floor plan. All Appliances are included. The main level includes 3 BRs and 2 Full baths, LR, Den, Dining area, and entryway. Primary bedroom suite with large WIC. The open kitchen offers 42'' cabinets, modern counters & gas cooking stove and Two pantries. Enjoy your tea/coffee in the Den looking nature in the backyard. The screened back porch with ceiling fan. LVP throughout the main areas, carpeting in the bedrooms & easy access to the 2 car garage from Laundry room. Upstairs to find a generous bonus area-Loft, full bath & private guest bedroom. Off the Loft, a spacious attic storage. Several Additions during Construction and after: Additions Outside the house and in Garage: 1. Covered Porch got Screened and Ceramic Tiles installed on the floor 2. Ceramic Tiles installed in the Entrance of the house 3. Epoxy Garage Floor 4. Full Size Door with Housing of Water Heater in Garage 5. Sliding Window and Cabinets in the Garage 6. Storage Near Roof in Garage 7. Small Shed in the Backyard 8. Trash can Housing and Concrete Pad 9. Gutter Covers installed 10. Driveway widened 11. New Concrete Patio in the backyard 12. 240 EV Outlet other 120V outlet Additions Inside the house: 1. Laundry Sink, Laundry Cabinets and Laundry Countertop 2. 2nd Pantry 3. Electric Outlets and Light switch in Pantry and closet 4. Additional 5 windows 5. Fans in all rooms 6. Full Size door to Attic and Shelves in Attic Must see to appreciate.

Highlights

Listed by Madan Khatri , 847-530-1550 Propertyzoom INC , 847-530-1550. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

156 Monthly

Year Built

2022

County

Durham

Neighborhood

Nichols Farm

Listing ID

10170755

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air,Electric,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2489

Below Ground Sq Ft:0

Other:Open Floorplan,Storage,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,731

Taxes

$390

HOA

$156

Home Price

$529,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$105,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,730.68

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,730.68	$389.79	$156.00	$3,276.47
Yearly	$32,768.21	$4,677.44	$1,872.00	$39,317.65
Total	$983,046.16	$140,323.20	$56,160.00	$1,179,529.36