Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

30243026 3024 3026 Ruth St, Durham, NC 27704

House Description

Build your own DREAM HOME on Two Lots 3024 (1.94 Acres) 3026 (.48 Acres) Ruth Street, North, Durham Total 2.42 Acres. Both Lots Sold Together. These two lots have plenty of privacy with stream buffers which come from a large pond directly across the street! No HOA! Conveniently located near shopping, dining and lots of entertainment! Only a 10 Minute Drive to Downtown Durham, 6 Minutes to Duke Regional Hospital. Located in Falls Lake Watershed. Special designed septic system will be needed to develop the property. Agri-Waste Technology has visited the site on September 22, 2025 and completed a soil evaluation for the properties potential septic system required which a copy of this document is in the MLS Documents folders. The property is unsuitable for subsurface septic systems due to topography, landscape position, and the presence of unsuitable soils. However, the site may be suitable for a surface irrigation or reclaimed water system, but additional soil and engineering work is needed in order to design and obtain a permit for the system. The additional design costs can vary depending on the specific system requirements. A stream and stream buffer runs through 3024 Ruth Street.

Highlights

Listed by Steve Gillooly , 919-612-9885 Gillooly & Associates Realty , 919-612-9885. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Vacant Land

Lot/Acreage

2.42

County

Durham

Neighborhood

Lawndale Acres

Listing ID

10066149

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$386

Taxes

$69

Home Price

$75,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$15,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$386.49

Principal

Taxes