Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4101 Five Oaks Dr Unit 38, Durham, NC 27707

House Description

Here it is ready for you. Hickory Downs condo with fresh paint and new carpet. Priced so that you can add your personal touches. Spacious kitchen with breakfast area. Large dining roo with sliding doors to a rear patio. The living room has a wood burning fireplace. Upstairs there are two en suite bedrooms, a laundry and attic storage. Beyond your front door, Five Oaks delivers a premium, highly active community lifestyle. You can walk to the neighborhood clubhouse to enjoy dedicated pickleball and tennis courts, the swimming pool, fully equipped gym and a private community dog park. Positioned perfectly in the 27707 corridor, this home combines complete neighborhood seclusion with immediate access to everything Durham has to offer.

Highlights

Listed by Michael Sullivan , 919-493-7633 ML Sullivan Property Managemen , 919-493-7633. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

HOA Fee

259 Monthly

Year Built

1980

County

Durham

Neighborhood

Hickory Downs

Listing ID

10147802

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Range, Refrigerator

Air Cond:Central Air,Heat Pump

Fireplaces:Living Room

Floor:Carpet,Vinyl,Wood

Above Ground Sq Ft:1256

Below Ground Sq Ft:0

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,157

Taxes

$206

HOA

$259

Home Price

$224,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$44,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,156.89

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,156.89	$206.49	$259.00	$1,622.39
Yearly	$13,882.74	$2,477.92	$3,108.00	$19,468.66
Total	$416,482.10	$74,337.60	$93,240.00	$584,059.70