Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4100 Five Oaks Dr Unit 50, Durham, NC 27707

House Description

Fully renovated in 2025, this move-in ready 2BR/2.5BA townhome in Five Oaks combines high-end updates with an amenity-rich lifestyle under $300K. The new kitchen features gray shaker cabinetry, granite countertops, subway tile backsplash, and all-new stainless steel appliances. Additional upgrades include a new primary bath double vanity and quartz countertop, new LVT flooring, new carpet upstairs, fresh paint, and new front door. The open main level offers hardwood floors, a wood-burning fireplace, dining area, and flex room ideal as an office or 3rd bedroom. Front and back sliding glass doors lead to private wooded decks for seamless indoor-outdoor living. HVAC has been serviced and professionally cleaned, with a recent Duke Energy assessment confirming all systems operational. Five Oaks amenities include pool, 6 pickleball courts, lake, clubhouse, playground, dog park, and more. HOA covers exterior and grounds. Minutes to Wegmans, Duke, UNC, and RTP. Includes washer/dryer, storage, and 2 assigned spaces

Highlights

Listed by Ralph M Harvey , 561-888-1337 ListWithFreedom.com , 855-456-4945. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.05

HOA Fee

204.5 Monthly

Year Built

1974

County

Durham

Neighborhood

Five Oaks

Listing ID

10161496

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Laminate,Tile

Above Ground Sq Ft:1662

Below Ground Sq Ft:0

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,440

Taxes

$288

HOA

$205

Home Price

$279,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$55,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,440.32

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,440.32	$287.78	$204.50	$1,932.60
Yearly	$17,283.85	$3,453.37	$2,454.00	$23,191.22
Total	$518,515.57	$103,601.10	$73,620.00	$695,736.67