Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

142 Finsbury St, Durham, NC 27703

House Description

A GREAT NEW PRICE FOR THIS EXCEPTIONAL TOWNHOME FACING THE DAVIS PARK! This home features exceptional attention to detail, including detailed molding and recessed lighting throughout. The living area is centered around a gas-log fireplace that offers a fresh look with a custom tile surround. You will also find well-maintained hardwood floors and a kitchen that was fully updated in 2024 with new quartz countertops, high-quality wood cabinets, a tile backsplash, and stainless steel appliances. Come check out this unique home with a location that gives your convenience and quality-built style. The entire home has been freshly painted this year. Regarding the flooring, the upstairs carpet was replaced in 2021, and the downstairs carpet was just replaced in 2026. Additionally, the upstairs bathrooms were updated in 2017. The lower level offers a versatile space that is currently set up as an office but could easily serve as a music room, additional bedroom, or recreational area. The rear-entry garage also provides ample space for a workbench or extra storage. The home faces a fabulous courtyard with a gazebo, offering a peaceful and charming setting.

Highlights

Listed by Micki Stewart , 919-423-6338 Berkshire Hathaway HomeService , 919-383-4663. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

109 Monthly

Year Built

2007

County

Durham

Neighborhood

Davis Park

Listing ID

10157511

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer Stacked, Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Ceramic Tile,Laminate,Wood

Above Ground Sq Ft:1259

Below Ground Sq Ft:289

Basement:Heated,Interior Entry,Partially Finished

Other:Ceiling Fan(s),Granite Counters,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,005

Taxes

$338

HOA

$109

Home Price

$389,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,004.60

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,004.60	$337.75	$109.00	$2,451.35
Yearly	$24,055.16	$4,053.00	$1,308.00	$29,416.16
Total	$721,654.95	$121,590.00	$39,240.00	$882,484.95