Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1047 Coldspring Cir, Durham, NC 27705

House Description

MOVE-IN READY! This beautifully designed executive townhome is the most popular layout from Homes By Dickerson in Bronze Leaf, the final phase of Croasdaile Farm. Built with high-performance in mind, this green-certified (57 HERS) home features a tankless water heater, 2x6 exterior walls, advanced filtration & low-E windows. The main floor includes a private primary suite w/ oversized shower & walk-in closet in addition to a generous living space with separate dining/study, SUNROOM (a $30k upgrade), chef's kitchen w/ professional gas range & second oven, breakfast area, powder, laundry w/ sink, extended patio & 2-car garage. A split staircase leads to the 2nd floor where a large bonus room w/ half-bath, two additional bedrooms w/ ensuite half-baths and shared tub/shower, and over 500SF of walk-in storage. Other highlights include: 10ft ceilings on the main level, durable wide-plank flooring, stacked cabinets, upgraded quartz counters & tile selections, undercabinet lighting, and more! Enjoy over 300+ acres of natural area w/ vintage barns, 4 miles of paved trails, several ponds & Crystal Lake pavilion nearby. Golf, racquet sports, swim & fitness memberships available at CCCC & Woodstone nearby. Minutes to Croasdaile Country Club, Duke Hospital and Downtown Durham, with easy access to RDU and RTP. VIDEO: bit.ly/1047Coldspring-Video *Ask about lender credit!*

Highlights

Listed by Peter Winkler , 919-360-1285 Keller Williams Elite Realty , 984-244-5830. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.12

HOA Fee

504 Annually

Year Built

2024

County

Durham

Neighborhood

Croasdaile Farm

Listing ID

10182096

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:2

Appliances:Built-In Electric Oven, Convection Oven, Dishwasher, Disposal, Double Oven, ENERGY STAR Qualified Appliances, Exhaust Fan, Free-Standing Gas Range, Gas Range, Gas Water Heater, Microwave, Oven, Plumbed For Ice Maker, Range, Range Hood, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan, Water Heater

Air Cond:Ceiling Fan(s),Central Air,Electric,ENERGY STAR Qualified Equipment,Gas,Zoned

Fireplaces:

Floor:Carpet,Tile

Above Ground Sq Ft:3242

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,Keeping Room,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Room Over Garage,Shower Only,Smart Thermostat,Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Wired for Data,Bonus Room

Other:Public

Exterior Features

Lot:Cul-De-Sac,Front Yard,Garden,Interior Lot,Landscaped

Lot Dimensions:See plat map

Zoning:PDR

Roof:Shingle,Metal

Others:Rain Gutters,Covered,Front Porch,Patio

Sewer:Public Sewer

Parking Features:Attached,Concrete,Covered,Driveway,Garage,Garage Door Opener,Garage Faces Front,Off Street

Payment Calculator

Payment Breakdown

Principal Interest

$4,534

Taxes

$720

HOA

$504

Home Price

$879,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$175,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,534.31

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,534.31	$720.36	$504.00	$5,758.66
Yearly	$54,411.67	$8,644.27	$6,048.00	$69,103.94
Total	$1,632,350.10	$259,328.10	$181,440.00	$2,073,118.20