Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1302 Horne Creek Dr, Durham, NC 27703

House Description

Fall in love with this beautifully transformed home, where timeless elegance meets modern luxury. Designed for effortless main-level living, the thoughtfully crafted floor plan also features a spacious private second-level guest suite—perfect for visitors, multi-generational living, or a quiet home office. Every detail has been elevated, from the stunning new luxury plank flooring and plush premium carpet to the fresh designer paint and sophisticated lighting throughout. The front room is ideal for intimate gatherings or easily adapts to a large dining area. The updated kitchen with a 36" Bosch induction cooktop and newer refrigerator is both stylish and functional. It seamlessly connects to the home's inviting living spaces for easy entertaining and everyday living. Enjoy the cozy hearth room with stone fireplace and lovely wooded views. The luxurious primary retreat offers peaceful garden views, elegant tray ceilings, a modern ceiling fan, and a spa-inspired bath designed for relaxation. A custom-designed walk-in closet filled with natural light adds both beauty and exceptional organization. The home features two additional main level guest rooms adjacent to a beautifully renovated full bath with a designer-tiled shower. The second level features a spacious bonus room offering flexibility for workout space, office, media or craft room. There is also a large private guest bedroom and full bath enhancing the comfort of this space. The walk-in attic located off the bonus room provides easily accessible storage. Custom Elfa shelving installed throughout the home. The finished garage has been freshly painted and finished with heavy duty interlocking non-slip floor tiles. A water filtration / conditioning system has also been installed. Enjoy the resort style amenities with clubhouse, indoor/outdoor pools, fitness, pickleball, tennis, and endless other clubs and events! Move-in ready and impeccably updated, this exceptional home offers the perfect blend of comfort, style, and low-maintenance, active 55+ living! (see features sheet for complete details!)

Highlights

Listed by Barbara Green , 919-522-0880 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

266 Monthly

Year Built

2015

County

Durham

Neighborhood

Carolina Arbors

Listing ID

10181352

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Electric Oven, Induction Cooktop, Range Hood, Refrigerator, Oven, Water Purifier

Air Cond:Central Air

Fireplaces:Family Room

Floor:Carpet,Vinyl

Above Ground Sq Ft:3148

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Chandelier,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Shower Only,Smooth Ceilings,Storage,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,509

Taxes

$605

HOA

$266

Home Price

$875,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$175,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,509.06

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,509.06	$604.62	$266.00	$5,379.67
Yearly	$54,108.66	$7,255.40	$3,192.00	$64,556.06
Total	$1,623,259.85	$217,662.00	$95,760.00	$1,936,681.85