Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

123 Merganser Way, Durham, NC 27703

House Description

One of the most well-known & popular 55+ community developers continues to be Del Webb, and you'll be delighted to see this beautiful, pristine 3BR home in Carolina Arbors that is move-in ready for its new owners! 123 Merganser Way has a super popular floorplan that offers the coveted TWO full bedroom suites on the main level, with an additional full bedroom suite PLUS bonus flex room on the second story! Fresh updates include Brand-New carpet throughout, and Fresh Neutral Paint on every wall of the entire home, Jan. 2026. We love a screened porch and with a bonus grilling patio you will be able to enjoy all types of NC weather! Lots of storage solutions throughout this home, including the finished 2-car garage with epoxy floor, and the large storage closet off the bonus room! All appliances will convey and a one-year home warranty with Armadillo is included! Carolina Arbors offers an incredibly-rich amenity center available exclusively to homeowners which includes a swimming pool, tennis courts, walking trails, pickleball courts, and so many social clubs to join...meeting new friends & building community in Carolina Arbors is what 55+ communities do best! Conveniently located in Durham near the border of Wake County with easy access to plethora of shopping, dining, and medical facilities. Welcome Home!

Highlights

Listed by Nicolle D Mercer , 919-632-5671 Keller Williams Elite Realty , 984-244-5830. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.11

HOA Fee

266 Monthly

Year Built

2016

County

Durham

Neighborhood

Carolina Arbors

Listing ID

10156617

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Simulated Wood

Above Ground Sq Ft:1835

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,628

Taxes

$466

HOA

$266

Home Price

$510,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$102,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,628.13

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,628.13	$466.19	$266.00	$3,360.33
Yearly	$31,537.62	$5,594.33	$3,192.00	$40,323.95
Total	$946,128.60	$167,829.90	$95,760.00	$1,209,718.50