Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

432 Granite Lake Ct, Denver, NC 28307

House Description

Enjoy resort-style living in the award-winning 55+ community of Trilogy Lake Norman, where every day feels like a getaway. Ideally located just minutes from Lake Norman and close to shopping, dining, medical facilities, and everyday conveniences, this beautifully appointed 3-bedroom, 3-bath home offers the perfect combination of luxury, comfort, and convenience. With easy access to Charlotte and Charlotte Douglas International Airport, you’ll enjoy peaceful lake-area living while staying connected to everything the Charlotte region has to offer. Inside, the thoughtfully designed open floor plan is ideal for both everyday living and entertaining. The gourmet chef’s kitchen features upgraded cabinetry, creating a bright and inviting space perfect for gathering with family and friends. The spacious primary suite includes an expanded sitting area with large windows overlooking the private backyard, along with a luxurious spa-inspired shower upgrade. A versatile hideaway room offers endless possibilities and can easily serve as a yoga studio, craft room, home office, or media retreat. Two additional guest bedrooms, each with ensuite baths, are thoughtfully positioned at the front of the home to provide added privacy for visitors. Additional highlights include a rare 3-car garage configuration with extra space ideal for a workshop or golf cart parking, stunning tile flooring throughout the main living areas with lush carpet in the bedrooms only, a large screened lanai, and an extended paver patio complete with a built-in Blackstone grill—perfect for outdoor entertaining. The low-maintenance backyard features premium turf, mature trees, and a desirable private homesite. Homeowners enjoy access to world-class amenities, including a resort-style pool, tennis and pickleball courts, scenic walking trails, a stunning clubhouse, state-of-the-art fitness center, on-site dining, vibrant social clubs, and access to the Freedom Boat Club. This exceptional home offers the opportunity to enjoy an active, luxury lifestyle within one of the most sought-after resort-style communities in the Lake Norman area.

Highlights

Listed by Bonnie Macaluso , 862-268-2372 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.2

HOA Fee

539.8 Monthly

Year Built

2016

County

Lincoln

Neighborhood

Trilogy Lake Norman

Listing ID

4376364

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Dryer, Exhaust Hood, Gas Cooktop, Gas Water Heater, Refrigerator

Air Cond:Ceiling Fan(s),Central Air,Heat Pump

Fireplaces:Gas,Living Room

Floor:Carpet,Tile

Above Ground Sq Ft:2787

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Built-in Features,Kitchen Island,Pantry,Split Bedroom,Walk-In Closet(s),Walk-In Pantry,Has Fireplace,Master on Main

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$4,586

Taxes

$567

HOA

$540

Home Price

$889,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$177,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,585.84

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,585.84	$567.31	$539.80	$5,692.95
Yearly	$55,030.05	$6,807.74	$6,477.60	$68,315.39
Total	$1,650,901.64	$204,232.05	$194,328.00	$2,049,461.69