Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5124 Silver Trace Ln, Denver, NC 28037

House Description

Come experience life at The Springs at Westport Club, where luxury living and the beauty of the Lake Norman lifestyle come together in one unforgettable setting. Nestled in the heart of the highly desirable Westport area, this stunning full-brick ranch home offers exceptional craftsmanship, elegant finishes, and low-maintenance living with HOA lawn care included. From the moment you enter, you’ll appreciate the thoughtful design and attention to detail throughout. The spacious living room welcomes you with a stacked white stone fireplace with gas logs, gorgeous lighting, and an inviting atmosphere filled with natural light. The oversized primary suite is a true retreat featuring fabulous windows, a walk-in closet, and a peaceful place to unwind at the end of the day. The beautifully designed kitchen is the centerpiece of the home, showcasing a large quartz island bar, abundant counter space, stainless steel appliances, and a stunning backsplash that ties the space together perfectly. French doors lead into a dedicated office space currently being utilized as a potential third bedroom, offering flexibility for today’s lifestyle needs. Step outside into the charming courtyard and covered patio area. This is the perfect storybook setting for morning coffee, relaxing evenings, or bird watching in your own private outdoor retreat. Located just moments from Lake Norman, shopping, dining, and everyday conveniences, this home also offers the opportunity to enjoy the outstanding amenities available through The Club at Westport. Membership options are available a-la-carte and include golf, tennis, pickleball, swimming, fitness facilities, and a beautiful clubhouse within the established Westport community. Please note: The Springs HOA does not include club amenities. If you’ve been searching for luxury, location, and easy living in the heart of Lake Norman, this home is ready to welcome you home.*Plenty of space in the "Office" to be 3rd bedroom if that floor plan better suites your needs. Seller is working on having a closet added to officially update the bedroom count to 3. Stay tuned!

Highlights

Listed by LaDonna Bumgarner , 704-530-7747 Team Real Estate Sales & Service , 704-634-8574. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.08

HOA Fee

174 Monthly

Year Built

2024

County

Lincoln

Neighborhood

The Springs at Westport Club

Listing ID

4382264

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Convection Oven, Dishwasher, Disposal, Exhaust Fan, Exhaust Hood, Gas Cooktop, Gas Water Heater, Microwave, Oven, Plumbed For Ice Maker, Tankless Water Heater

Air Cond:Central Air,Heat Pump

Fireplaces:Gas Log,Living Room

Floor:Tile,Wood

Above Ground Sq Ft:2035

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Has Fireplace,Master on Main

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$3,272

Taxes

$405

HOA

$174

Home Price

$635,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$127,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,272.29

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,272.29	$404.81	$174.00	$3,851.10
Yearly	$39,267.43	$4,857.75	$2,088.00	$46,213.18
Total	$1,178,022.86	$145,732.50	$62,640.00	$1,386,395.36