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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3446 Governors Island Dr , Denver, NC 28037
$3,400,000
Est. Payment: $17,520.90/mo
5 Bed
6 Bath
6285 Sqft
Status: active | Days on site: 483
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. Unparalleled main channel lot with over 100 feet of deep water, panoramic 180 views. Meticulously maintained home, grand foyer, open floor plan for entertainment & relaxation. Soaring ceilings, curved staircase, arched windows, hardwood floors, natural lighting. Guest suite with double doors to private balcony. Owners suite with double doors to pool and spa area with beautiful views. Tremendous bath, walk in shower, dual vanities and his and her walk in closets. Exquisite kitchen area with abundant white cabinets with granite countertops. Outdoor living with kitchen area. Heated pool/spa. Multiple covered patios. Pier, 2 docks, 2 lifts. minutes to Charlotte . Low HOA. Easy access to everything Lake Norman has to offer. No sign in yard

Highlights

Listed by Ann Horn , 704-634-7077 Southern Charm Properties , 704-634-7077. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.52

HOA Fee

484 Quarterly

Year Built

1997

County

Lincoln

Neighborhood

Governors Island

Listing ID

4158875

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas,Great Room
Floor:Carpet,Marble,Tile,Wood
Above Ground Sq Ft:6285
Below Ground Sq Ft:0
Other:Breakfast Bar,Cable Prewire,Central Vacuum,Hot Tub,Kitchen Island,Open Floorplan,Pantry,Sauna,Walk-In Closet(s),Wet Bar,Whirlpool,Has Fireplace,Master on Main
Other:County Water

Exterior Features

Lot:Level,Open Lot,Views,Waterfront,Boat Lift,Boat Slip (Deed),Dock,Personal Watercraft Lift,Pier
Lot Dimensions:95x247xwf105x218
Roof:Architectural Shingle
Others:Dock - Floating,Gas Grill,In-Ground Irrigation,Outdoor Kitchen
Sewer:County Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$17,521
Taxes
$2,168
HOA
$484

Home Price

$3,400,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$680,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,520.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $17,520.90 $2,167.50 $484.00 $20,172.40
Yearly $210,250.80 $26,010.00 $5,808.00 $242,068.80
Total $6,307,523.98 $780,300.00 $174,240.00 $7,262,063.98

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:06.000Z

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