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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3423 Governors Island Dr , Denver, NC 28037
$3,195,000
Est. Payment: $16,464.49/mo
5 Bed
5 Bath
5075 Sqft
Status: pending | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience the very best of Lake Norman waterfront living in the prestigious gated community of Governor’s Island, where breathtaking evening sunsets, panoramic lake views, and a private waterfront setting create an exceptional lifestyle. Beautifully renovated throughout, this sophisticated residence blends timeless design, luxurious finishes, and effortless indoor-outdoor living. The gourmet kitchen is a true showpiece featuring custom Italian Pedini grey oak cabinetry, an oversized Kohler sink with built-in cutting board, expansive quartz island with seating, custom bar area with wine refrigerator, and premium Thermador and Miele appliances. The great room showcases coffered ceilings and a gas fireplace, while the breakfast area captures stunning views of the lake and saltwater infinity pool. The primary retreat offers a serene escape with a bay window overlooking the water, complemented by a private guest suite with sitting area and beverage bar, plus a beautifully appointed office with custom built-ins and marble countertops. Upstairs, an additional primary luxury suite features a fireplace, built-in cabinetry, and sweeping views of the pool and lake. Designed for exceptional waterfront entertaining, the outdoor spaces include a covered patio, saltwater infinity pool with cascading waterfall, travertine decking, fenced yard, and a Trex dock with a dedicated sitting area and two cable lifts. From tranquil mornings on the water to unforgettable sunset evenings, this Governor’s Island residence embodies the ultimate Lake Norman lifestyle.

Highlights

Listed by Liz Miller , 704-962-0018 Ivester Jackson Christie's , 704-655-0586. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.43

HOA Fee

500 Quarterly

Year Built

1996

County

Lincoln

Neighborhood

Governors Island

Listing ID

4398824

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Exhaust Hood, Induction Cooktop, Plumbed For Ice Maker, Propane Water Heater, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven, Wine Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Heat Pump,Zoned
Fireplaces:Gas,Great Room,Primary Bedroom,Propane
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:5075
Below Ground Sq Ft:0
Other:Built-in Features,Cable Prewire,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Has Fireplace,Master on Main
Other:County Water

Exterior Features

Lot:Waterfront,Boat Lift,Pier,Dock
Roof:Architectural Shingle,Metal
Others:Outdoor Shower
Sewer:County Sewer
Parking Features:Attached Garage,Garage Faces Front,Garage Faces Side
Principal Interest
$16,464
Taxes
$2,037
HOA
$500

Home Price

$3,195,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$639,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,464.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $16,464.49 $2,036.81 $500.00 $19,001.31
Yearly $197,573.91 $24,441.75 $6,000.00 $228,015.66
Total $5,927,217.39 $733,252.50 $180,000.00 $6,840,469.89

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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