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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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4762 Lazy Ln , Denver, NC 28037
$649,900
Est. Payment: $3,349.07/mo
4 Bed
3 Bath
3247 Sqft
Status: active | Days on site: 82
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Lake Norman Access Without the Waterfront Price Tag! Bring your boat and enjoy the Lake Norman lifestyle without the expense of waterfront ownership. This exceptional property includes a 1/11 deeded ownership interest in the adjacent community lake access lot, shared by only ten other owners. Enjoy year-round boat storage at the community dock, convenient lake access, a small boat launch area, and a covered dock structure added in 2018. Even better, this home is one of only two properties directly adjoining the lake access lot, allowing you to walk from your backyard straight to the water. With no HOA, no POA, no dock fees, and no rental restrictions, this is a rare opportunity for both personal enjoyment and investment potential. Short-term and long-term rentals are permitted.   Built with both style and functionality in mind, this stunning farmhouse-inspired new construction home offers over 3,200 square feet of thoughtfully designed living space. The main level features an open-concept floor plan centered around a spacious great room that flows seamlessly into the chef-inspired kitchen, complete with a large island, abundant cabinetry, and an adjoining dining area perfect for everyday living and entertaining. A covered patio extends the living space outdoors, creating the ideal setting for gatherings or quiet evenings at home. Also located on the main level is a generously sized bedroom with a full bath and walk-in shower, providing an excellent option for guests, multigenerational living, or a secondary primary suite. Upstairs, the private primary suite serves as a relaxing retreat, featuring a spacious bedroom, spa-inspired bath, and walk-in closet. A large secondary living area offers endless flexibility as a media room, playroom, or lounge space, while a dedicated office provides the perfect work-from-home environment. Two additional bedrooms and a full bathroom complete the upper level, including an oversized bedroom that could easily function as a bonus room. Enjoy peaceful outdoor living from the upper-level balcony and additional covered porch, both offering seasonal lake views and tranquil surroundings.   Situated on a flat and highly usable 0.55-acre lot, the property offers expansive outdoor space on three sides of the home along with a large concrete driveway capable of accommodating 6–10 vehicles. Car enthusiasts, hobbyists, and DIY enthusiasts will appreciate the oversized 24' x 28' garage, offering ample space for vehicles, tools, workshop projects, or the ultimate man cave. The deeded community lake access provides the opportunity for boating, fishing, kayaking, swimming, and year-round enjoyment of Lake Norman, all without the maintenance and expense of waterfront ownership. Conveniently located near shopping, dining, and everyday conveniences, this property offers a rare combination of luxury, flexibility, and lake lifestyle in one of the Lake Norman area's fastest-growing locations.

Highlights

Listed by Catherine Webb , 704-591-3003 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.55

Year Built

2025

County

Catawba

Neighborhood

Cozy Cove

Listing ID

4373544

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Electric,Living Room
Floor:Laminate
Above Ground Sq Ft:3247
Below Ground Sq Ft:0
Other:Attic Stairs Pulldown,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Walk-In Pantry,Has Fireplace
Other:Well

Exterior Features

Lot:Level,Views,Boat Slip – Community,Pier - Community
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$3,349
Taxes
$414

Home Price

$649,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,349.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,349.07 $414.31 $0.00 $3,763.38
Yearly $40,188.82 $4,971.74 $0.00 $45,160.56
Total $1,205,664.66 $149,152.05 $0.00 $1,354,816.71

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T05:59:06.000Z

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