Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

408 N Durham Ave, Creedmoor, NC 27522

House Description

One-of-kind 896 SF Colonial Cottage style home on .39 acres in city of Creedmoor! Convenient access to Hwy 15 to Oxford, I-85 to Oxford or Durham/RTP and Hwy 50 to N. Raleigh. Main floor: back door access to spacious utility area, Dentil crown molding in Living and Primary BR, Crown molding and Galley rail shelving throughout Spacious eat-in Kitchen - Cabinets including tall pantry cabinet, Upstairs sitting area and BR, Efficient HVAC - Ductwork updated within the past few years. Within walking distance - uptown specialty shops, restaurants, Lake Rogers/park - walking trails - fishing, Falls Lake (5 mi) and more.

Highlights

Listed by Stephanie Hicks , 919-428-1557 Premier Advantage Realty Inc , 919-728-1212. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.39

Year Built

1930

County

Granville

Neighborhood

Not in a Subdivision

Listing ID

10180920

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Electric Range, Free-Standing Electric Range, Free-Standing Refrigerator, Oven, Range, Range Hood, Refrigerator

Air Cond:Central Air,Dual,Electric

Fireplaces:

Floor:Carpet,Linoleum,Softwood

Above Ground Sq Ft:896

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Crown Molding,Dual Closets,Kitchen/Dining Room Combination,Laminate Counters,Master Downstairs,Track Lighting

Other:Public

Exterior Features

Lot:Back Yard,Cleared,Corners Marked,Front Yard,Rectangular Lot,Rolling Slope,Sloped,Sloped Down,Wooded

Lot Dimensions:119.0 x 195.0 x

Zoning:Residential

Roof:Metal

Others:Rain Gutters

Sewer:Public Sewer

Parking Features:Deeded,Direct Access,Driveway,Gravel,No Garage,Off Street,On Site,Open

Payment Calculator

Payment Breakdown

Principal Interest

$1,031

Taxes

$60

Home Price

$199,999

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$40,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,030.64

Principal

Taxes