Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2765 Andrea Dr, Creedmoor, NC 27522

House Description

Full of Potential in Golden Pond! PRICED BELOW tax value! This traditional 2-story home offering over 1,500 sqft is ready for its next chapter. With a some TLC, it presents a wonderful opportunity to create something truly special. A covered front porch welcomes you inside to a spacious layout featuring a huge 23' living room with a gas log fireplace and marble surround, perfect for gathering. The home also offers a formal dining room and a functional kitchen complete with a sunny breakfast area, serving bar, and all appliances conveying. Upstairs, you'll find all bedrooms, including a primary suite with cathedral ceiling, walk-in closet, and private bath with double vanity, soaking tub, and separate shower. Enjoy outdoor living on the 12x10 rear deck, overlooking the backyard. Additional features include a 2-car front-entry garage, concrete driveway, and durable Hardiplank siding. Located in Golden Pond, residents enjoy access to a community pond and recreation area with covered picnic space, playground, and ballfield-a setting that reflects a true neighborhood feel. 2-10 Home Warranty offered. Being sold AS IS - repairs needed. Rear window has been ordered and will be replaced. Some pics are virtually staged.

Highlights

Listed by Wallace Peiffer , 919-302-1215 Premier Advantage Realty Inc , 919-728-1212. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

234 Annually

Year Built

1998

County

Granville

Neighborhood

Golden Pond

Listing ID

10154403

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer

Air Cond:Central Air

Fireplaces:Gas Log,Living Room

Floor:Carpet,Vinyl

Above Ground Sq Ft:1530

Below Ground Sq Ft:0

Other:Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Laminate Counters,Separate Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,339

Taxes

$301

HOA

$234

Home Price

$259,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$51,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,339.32

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,339.32	$300.57	$234.00	$1,873.89
Yearly	$16,071.82	$3,606.84	$2,808.00	$22,486.66
Total	$482,154.55	$108,205.20	$84,240.00	$674,599.75