Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2634 Bowden Dr, Creedmoor, NC 27522

House Description

***$5000 - SELLER PD CLOSING COST ASSISTANCE*** Use to pay down interest rate or towards closing costs!!*** Motivated Seller!!! Move-in ready 4 bedroom, 2.5 bath home with 2,039 sq ft on a prime corner lot in the quiet Golden Pond community. The main level features a first-floor primary bedroom and an open floor plan with a fireside living room flowing into the dining area and kitchen. Ample kitchen storage includes a pantry. An enclosed 3-season room off the dining area offers year-round sunlit enjoyment, and first-floor laundry adds everyday convenience. Upstairs you'll find a sizable loft ideal for a home office, reading nook, or creative space, three large bedrooms, and a large full bath with double vanity and linen closet. There is ample storage in a huge floored attic area as well as a knee wall storage space. Outside, enjoy a private fenced side yard with a large storage shed for lawn and gardening tool storage. Leaf guards on the gutter system are an added bonus. Major updates already done: new roof (2019), new HVAC (2019, serviced twice a year), new hot water tank (2025), 2 attic fans updated (2024), privacy fence installed (2024), and gas logs serviced January 2026. Just move in and enjoy!

Highlights

Listed by Kimberly McKinney , 919-939-0888 RE/MAX Reliance , 919-569-0393. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.25

HOA Fee

224 Annually

Year Built

1999

County

Granville

Neighborhood

Golden Pond

Listing ID

10164470

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan

Air Cond:Ceiling Fan(s),Central Air,Heat Pump

Fireplaces:Family Room,Gas Log

Floor:Carpet,Hardwood,Vinyl

Above Ground Sq Ft:2039

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Entrance Foyer,High Speed Internet,Laminate Counters,Pantry,Master Downstairs,Smooth Ceilings,Soaking Tub,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,804

Taxes

$376

HOA

$224

Home Price

$350,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$70,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.62

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,803.62	$375.71	$224.00	$2,403.33
Yearly	$21,643.46	$4,508.55	$2,688.00	$28,840.01
Total	$649,303.94	$135,256.50	$80,640.00	$865,200.44