Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

19449 Smith Cir, Cornelius, NC 28031

House Description

UNDER CONTRACT- SHOW MAJOR Price Improvement -Now $430,000! Best value in the Area Motivated sellers have made a significant price improvement to help facilitate their relocation plans and have priced this home to reflect today's market by reducing list price, Exceptional Value Reduced $115,000 from Original List Price. If you have been waiting for the right oppportunity in Lake Norman , this is it. Schedule your private showing today Seller is relocating and has priced the home for an immediate sale ! This well maintained 4 bedroom, 2 1/2 bath home offers generous living space, a desirable location, and outstanding value, and Wow, NO HOA, what a benefit! Location, Location, Welcome home to your dream spot, move in ready home. If you have been waiting for the right home at the right price, this is your opportunity. This beautifully maintained Cornelius property offering comfort, space, and exceptional value in one of Lake Norman's most desirable areas. From the moment you arrive, you'll appreciate the inviting curb appeal, spacious layout, and pride of ownership throughout, with a spacious kitchen, adorned by granite counter tops throughout, microwave, and all stainless-steel appliances and refrigerator to remain. Inside, you'll find generous open living areas, with hardwood floors throughout the main level, perfect for everyday living, entertaining, and creating lasting memories with family and friends. The thoughtfully designed floor plan provides flexibility for today's lifestyle, whether working from home, hosting guests, or simply enjoying time together, near a cozy fireplace. Over-sized walk-in pantry and laundry area, where the washer and dryer remain with the home, along with walk in bedroom closets for your convenience. The oversized, fenced in backyard flanked with extremely tall trees for privacy offers space to relax, entertain, play, garden, above ground pool 4ft X 20ft wide to relax or play in, while the convenient Cornelius location places you just minutes from shopping stores, coffee shops for your relaxation, meeting friends and enjoying the Cornelius area, minutes away by walking to a playground for children to enjoy with splash pad, swings and more, shopping, dining, schools, all close by. Easy access to Route 77 and Lake Norman northbound and Birkdale Village southbound

Highlights

Listed by Chris Scotto , 704-928-7147 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.34

Year Built

2014

County

Mecklenburg

Neighborhood

Wyndmoor

Listing ID

4347470

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:Fire Pit,Gas,Gas Log,Great Room

Floor:Carpet,Linoleum,Wood

Above Ground Sq Ft:2368

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Garden Tub,Open Floorplan,Pantry,Walk-In Closet(s),Has Fireplace

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$2,216

Taxes

$274

Home Price

$430,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$86,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,215.88

Principal

Taxes