Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

20417 Harborgate Ct Unit 507, Cornelius, NC 28031

House Description

Residence #507 at Harborgate | Elevated Lake Norman Living | 1738 sq ft two story Condo living Welcome to a rare waterfront offering where luxury, tranquility, and the ultimate staycation lifestyle converge. Perfectly positioned within the coveted Harborgate community, Residence #507 captures some of the most extraordinary unobstructed open-water views on Lake Norman, with breathtaking panoramic views stretching endlessly across the horizon. This beautifully appointed two-story waterfront condo offers an elevated lakefront experience where every detail invites relaxation. From the moment you enter, the lake becomes the focal point. Sunlight dances across the water by day, while spectacular sunset skies create an unforgettable backdrop each evening. Whether enjoying morning vibes on the private balcony or an evening cruise from your deeded boat slip just steps away, every moment here feels like a retreat. Featuring two bedrooms and two full baths, the residence showcases an open-concept layout curated to maximize the breathtaking lake views. The expansive lower level offers exceptional flexibility, ideal for an additional guest retreat, private office, fitness space, media lounge, or whatever your lifestyle and imagination inspire. From the lower lakeside patio, enjoy effortless access to your deeded boat slip, scenic walking trails, the private sandy beach, community docks, and kayak & paddleboard launch areas — all part of the peaceful, resort-inspired lifestyle Harborgate is known for. Whether spending the afternoon on the water, enjoying a sunset stroll along the shoreline, or simply unwinding in the serene waterfront setting, Residence #507 offers the perfect balance of luxury, relaxation, and everyday escape — all just minutes from Birkdale Village, upscale dining, boutique shopping, and convenient I-77 access. Waterfront residences within Harborgate offering this caliber of panoramic lake views combined with a deeded boat slip are exceptionally limited. Residence #507 is more than a home — it is a destination, a sanctuary, and a lifestyle designed to feel like vacation every single day.

Highlights

Listed by Rae-Ann Summitt , 704-755-3543 and Jill Monroe , 704-755-3543 Stephen Cooley Real Estate , 803-985-1240. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

451 Monthly

Year Built

1985

County

Mecklenburg

Neighborhood

Harborgate

Listing ID

4382571

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

Air Cond:Central Air,Electric

Fireplaces:

Floor:Tile,Vinyl

Above Ground Sq Ft:1246

Below Ground Sq Ft:492

Basement:Finished,Interior Entry,Walk-Out Access,Walk-Up Access

Other:Master on Main

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$4,117

Taxes

$509

HOA

$451

Home Price

$799,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$159,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,117.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,117.41	$509.36	$451.00	$5,077.77
Yearly	$49,408.94	$6,112.35	$5,412.00	$60,933.29
Total	$1,482,268.14	$183,370.50	$162,360.00	$1,827,998.64