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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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21123 Rio Oro Dr , Cornelius, NC 28031
$615,000
Est. Payment: $3,169.22/mo
3 Bed
3 Bath
2497 Sqft
Status: active | Days on site: 63
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.

Highlights

Listed by Alison Alston , 704-396-4100 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

75 Annually

Year Built

1983

County

Mecklenburg

Neighborhood

Bahia Bay

Listing ID

4387095

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Exhaust Fan, Freezer, Gas Cooktop, Gas Oven, Microwave, Oven, Refrigerator, Self Cleaning Oven, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Ductless
Fireplaces:
Floor:Bamboo,Carpet,Laminate,Tile,Vinyl,Wood
Above Ground Sq Ft:1954
Below Ground Sq Ft:543
Basement:Basement Shop,Storage Space,Walk-Out Access
Other:Attic Other,Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Master on Main
Other:Community Well

Exterior Features

Lot:Private,Sloped,Wooded,Beach - Public,Boat Lift – Community,Boat Ramp – Community,Boat Slip – Community,Paddlesport Launch Site - Community,Pier - Community
Zoning:GR
Roof:Architectural Shingle
Others:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Aug 2
Principal Interest
$3,169
Taxes
$392
HOA
$75

Home Price

$615,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$123,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,169.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,169.22 $392.06 $75.00 $3,636.28
Yearly $38,030.66 $4,704.75 $900.00 $43,635.41
Total $1,140,919.78 $141,142.50 $27,000.00 $1,309,062.28

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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