Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4112 Deerfield Dr NW, Concord, NC 28027

House Description

Welcome to 4112 Deerfield Drive NW—an exceptional full brick home in Concord's established Oak Park community, where timeless quality, thoughtful updates, and outstanding outdoor living come together. Offering nearly 3,000 square feet of beautifully maintained living space, this home features three spacious bedrooms plus a generous bonus room, formal living and dining rooms, and an inviting family room highlighted by a fireplace and custom built-in cabinetry. The kitchen is designed for both everyday living and entertaining with granite countertops, a center island, refinished cabinet doors, and a bright breakfast area. Throughout the home you'll appreciate beautiful engineered hardwood floors, brand-new carpet in the upstairs bedrooms and bonus room (2026), and fresh interior paint, creating a move-in-ready home with a warm, updated feel. Step outside to an incredible backyard retreat designed for entertaining and relaxation. Nearly 940 square feet of multi-level decking is complemented by two 12' x 12' gazebos, attractive landscaping, and a fenced backyard—creating a private outdoor oasis that's perfect for morning coffee, family gatherings, or evenings with friends. The extensive list of improvements provides exceptional peace of mind, including: Remodeled primary bath (2025) Remodeled upstairs guest bath (2015) New custom closet systems in every bedroom (2026) Pella replacement windows and sliding door (2022) 30-year Architectural Roof (2022) New 6-inch gutters with leaf guards and downspouts (2022) HVAC exterior units (2018) Refinished kitchen cabinet doors (2026) New crawlspace vapor barrier and insulation (2026) New fencing and gates (2023) Beautiful landscape enhancements with fresh garden plantings (2026) Located in the desirable Oak Park neighborhood, you'll enjoy the convenience of walking to the community clubhouse, swimming pool, tennis courts, and additional neighborhood amenities. With easy access to I-85, shopping, dining, medical facilities, and all that Concord and the Charlotte metro have to offer, this home combines an outstanding location with exceptional quality and value - and excellent schools are a bonus! Homes that have been this meticulously maintained and thoughtfully updated are a rare find. Don't miss the opportunity to make this beautiful Oak Park home your own.

Highlights

Listed by Rob McGuirt , 704-560-1454 Charlotte Select Properties LLC , 704-560-1454. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.24

HOA Fee

41 Monthly

Year Built

1997

County

Cabarrus

Neighborhood

Oak Park

Listing ID

4406358

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Ice Maker, Microwave

Air Cond:Ceiling Fan(s),Central Air,Electric,Zoned

Fireplaces:Family Room,Wood Burning

Floor:Carpet,Tile,Wood

Above Ground Sq Ft:2911

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Built-in Features,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Has Fireplace

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$2,808

Taxes

$347

HOA

$41

Home Price

$545,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$109,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,808.50

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,808.50	$347.44	$41.00	$3,196.93
Yearly	$33,701.97	$4,169.25	$492.00	$38,363.22
Total	$1,011,058.99	$125,077.50	$14,760.00	$1,150,896.49