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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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5010 Ruff Rd , Concord, NC 28025
$550,000
Est. Payment: $2,834.26/mo
3 Bed
2 Bath
1751 Sqft
Status: pending | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Dream Team United
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House Description

Situated on 10 private acres in Highland Plantation, this 3 bed, 2 bath home offers a rare combination of space, comfort, and practical upgrades in a peaceful cul-de-sac setting with a private pond and pier. Inside, 9' ceilings, custom kitchen cabinetry, an inviting foyer, and a wood-burning fireplace create a warm and polished feel. The kitchen features an island with the cooktop built in, pantry, double oven, dishwasher, and thoughtful storage. Exiting through the French doors at the rear of the home, the covered porch overlooks a serene private backdrop. The primary suite includes an remodeled bathroom and the home has been further improved with a water heater in 2024, replaced ductwork in 2025, new vapor barrier within last 5 years, and an air purifier system added in 2022. Additional highlights include the roof installed in 2015 and checked in Jan of this year, installed LeafGuard system, and detached garage/workshop. A powered workshop provides excellent flexibility for hobbies, storage, equipment, or projects, while the acreage, pond setting, and no city taxes offer the privacy you've been looking for.
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Highlights

Listed by Todd Long , 704-902-4700 Keller Williams Unified , 704-799-3700. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
10

HOA Fee

200 Annually

Year Built

1994

County

Cabarrus

Listing ID

4398753

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Double Oven, Electric Cooktop, Plumbed For Ice Maker, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Great Room,Wood Burning
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1751
Below Ground Sq Ft:0
Other:Attic Stairs Pulldown,Entrance Foyer,Kitchen Island,Pantry,Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Cul-De-Sac,Pond(s)
Zoning:AO
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Detached Garage
Principal Interest
$2,834
Taxes
$351
HOA
$200

Home Price

$550,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,834.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,834.26 $350.63 $200.00 $3,384.89
Yearly $34,011.16 $4,207.50 $2,400.00 $40,618.66
Total $1,020,334.76 $126,225.00 $72,000.00 $1,218,559.76

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Concord, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T16:02:06.000Z

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