Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3419 Oak Trl, Clayton, NC 27520

House Description

Lots of square footage for the money! This fantastic 4 bed 4 full bath end unit townhome offers so many living and entertaining options. Hardwood floors throughout most of the 1st floor. Spacious family room features a soaring cathedral ceiling & gas log fireplace. The bright & open eat-in kitchen offers solid surface countertops, center island & tile backsplash. Sunny dining area with vaulted ceiling. Sunroom/flex space with French doors. 1st floor primary suite has a separate sitting room/office and it includes a walk in closet , dual vanities & tiled whirlpool tub/shower. On the second floor you'll find two large bedrooms with a full bath. The lower level boasts 10 ft ceilings, a HUGE bonus room with built-in cabinetry and another gas log fireplace. Unwind in the evenings in the media room equipped with projector. Additionally in the basement, there's a 4th bedroom with full bath and another room which could be finished into a kitchenette area. Plus a flex space/fitness room off the bonus room. Enjoy the outdoors on the screen porch & separate deck with amazing wooded views. The Willowbrook HOA provides a "maintenance free" lifestyle, ensuring total peace of mind by handling virtually all exterior maintenance. Comprehensive dues cover roof replacement and maintenance, exterior painting, siding and gutter care, professional landscaping, annual termite treatment, trash service and road maintenance. Residents have access to the community pool. Golf enthusiasts will appreciate being steps away from the Pine Hollow Golf Club, where various membership options are available.

Highlights

Listed by David Wilson , 919-844-1152 and Shelley Allen , 919-736-6393 Carolina's Choice Real Estate , 919-788-9525. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.07

HOA Fee

283 Monthly

Year Built

2001

County

Wake

Neighborhood

Willowbrook

Listing ID

10183164

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer

Air Cond:Central Air,Zoned

Fireplaces:Basement,Family Room,Gas Log,Propane

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:2494

Below Ground Sq Ft:1625

Basement:Exterior Entry,Finished,Heated,Interior Entry

Other:Bathtub/Shower Combination,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen/Dining Room Combination,Master Downstairs,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Whirlpool Tub,Bonus Room,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,314

Taxes

$238

HOA

$283

Home Price

$449,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$89,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,313.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,313.79	$237.60	$283.00	$2,834.39
Yearly	$27,765.47	$2,851.17	$3,396.00	$34,012.64
Total	$832,964.20	$85,535.10	$101,880.00	$1,020,379.30